Tennessee

How to verify a real estate license in Tennessee

Check agents, inspectors, appraisers and surveyors on the state's Verify Public Search; loan originators on NMLS Consumer Access.

In short

Tennessee’s Department of Commerce and Insurance runs one free tool, Verify Public Search, that shows license status, expiration dates and public disciplinary actions for real estate agents, home inspectors, appraisers and land surveyors. Mortgage loan originators are checked on NMLS Consumer Access, and appraisers can also be checked in the federal ASC registry.

Who regulates each trade?

TradeRegulatorGoverning law (per the regulator)Where to check
Brokers and affiliate brokersTennessee Real Estate Commission, created 1951Tenn. Code Ann. Title 62, Chapter 13Verify Public Search
Mortgage loan originatorsDepartment of Financial Institutions (TDFI)Tenn. Code Ann. § 45-13-105(16)(A) (definition)NMLS Consumer Access
Home inspectorsHome Inspector Licensing Program, created 2005Title 62, Chapter 6, Part 3Verify Public Search
AppraisersReal Estate Appraiser Commission, created 1990Title 62, Chapter 39Verify Public Search and the ASC registry
Land surveyorsBoard of Examiners for Architects, Engineers, and Land SurveyorsTitle 62, Chapter 2 and Chapter 18, Part 1Verify Public Search

How do you check a real estate agent or broker?

The Real Estate Commission regulates real estate brokers, affiliate brokers, real estate firms, rental location agents and time-share salespersons. Its help page describes Verify Public Search as a tool to “look up a professional license, credential, or registration for an individual or business” and to check “license status, view expiration dates, and see any public disciplinary actions.” The department says results are updated daily.

Search the person and the firm, then compare the name, status and expiration date with the business card or contract. The Commission’s monthly Disciplinary Action Reports are posted as PDFs; at the time of writing, January through September 2026 were listed. Questions go to the Commission at (615) 741-2273 or trec.info@tn.gov.

How do you check a mortgage loan originator?

TDFI defines a mortgage loan originator as an individual who, for compensation or gain, takes a residential mortgage loan application or offers or negotiates terms of one. All MLO license applications, amendments and renewals go through the Nationwide Multistate Licensing System & Registry (NMLS), TDFI says. The consumer lookup is NMLS Consumer Access (nmlsconsumeraccess.org), a free public site separate from NMLS itself.

According to NMLS’s description of the site (a 2016 document), a record shows license status by state, the individual’s employment history for the past 10 years as supplied by the individual, and state regulatory actions. It shows only licenses in a reportable status, so a pending application does not appear. Self-reported federal disciplinary information “has not necessarily been verified by NMLS or federal regulators.” TDFI’s licensing office is at (615) 253-6714 or TDFI.licensing@tn.gov.

How do you check a home inspector?

The Home Inspector Licensing Program regulates home inspectors in Tennessee. Check the name in Verify Public Search. Questions go to (615) 741-1831. See what an inspection includes in our home inspection cost guide.

How do you check an appraiser?

Look up the appraiser in Verify Public Search, then in the Appraisal Subcommittee’s Appraiser Registry, where you can filter by credentialing state, certificate type (Certified General, Certified Residential or Licensed) and name. The ASC says the registry lists appraisers a state has authorized to perform appraisals in federally related transactions, that states submit data at least monthly, and that it has not independently verified what states provide. Contact the Tennessee commission at (615) 741-1831 or realestate.appraisers@tn.gov. See the home appraisal cost guide.

How do you check a land surveyor?

Surveyors are regulated by the State Board of Examiners for Architects, Engineers, and Land Surveyors. Search Verify Public Search. The board can be reached at (615) 741-3221 or ce.aeboard@tn.gov. See the land survey cost guide.

What if a license is expired, suspended or missing?

  • Expired or suspended: do not sign until the person shows the status fixed in the search. The Commission says suspensions for unpaid student loans or child support are released within 2 days of the department receiving the release notice.
  • Complaints: any person can file with the department, including for unlicensed activity, and the Commission can pursue criminal prosecution or an injunction. It says it cannot recover money for you.
  • Recovery: after a court judgment against a broker, affiliate broker or time-share salesperson, the Education and Recovery Account can pay up to $15,000 per transaction.

For a purchase in Nashville, the same state tools apply. Also see Tennessee seller disclosure.

Frequently asked questions

Is there one place to check Tennessee licenses?

For agents, home inspectors, appraisers and surveyors, yes: the state’s Verify Public Search. Mortgage loan originators are on NMLS Consumer Access.

What does the state search show?

License status, expiration dates and public disciplinary actions, updated daily, according to the department.

No. A license shows the person’s status with the regulator. It does not rate quality or recommend anyone.

Where do I report an unlicensed person?

The department’s complaint form. The Commission says any person can file a complaint about unlicensed activity.

Can I recover money if an agent wronged me?

The Commission cannot order a refund. A court judgment may allow a claim on the Education and Recovery Account, up to $15,000 per transaction.

More Tennessee guides

Sources

Tennessee · All states · Federal guides