Yes: in Nebraska, mortgage loan officers need a state license issued by the Nebraska Department of Banking and Finance. You can check a name yourself on NMLS Consumer Access.
Mortgage loan officers in Nebraska: what buyers ask
What first-time buyer programs does Nebraska offer?
In Nebraska, the Nebraska Investment Finance Authority (NIFA) Homebuyer Assistance program adds a second loan of up to 5% of the purchase price at 1% interest over 10 years. NIFA's Welcome Home household income limit is $182,800 and its one-unit purchase price limit $485,500, both effective July 13, 2026.
What does an FHA loan require?
FHA loans need 3.5% down with a 580 credit score. Upfront mortgage insurance is 1.75% and the annual premium is 0.55% at 96.5% LTV.
Check a mortgage loan officer yourself
- License required · Nebraska Department of Banking and Finance
- Titles you will see: Mortgage loan originator
- Check a name yourself: NMLS Consumer Access (we could not open this search page ourselves)
The 10 sectors of Omaha
ZIP 68104 · ZIP 68107 · ZIP 68135 · ZIP 68134 · ZIP 68164 · ZIP 68144 · ZIP 68137 · ZIP 68111 · ZIP 68154 · ZIP 68105