Yes: in Maine, mortgage loan officers need a state license issued by the Maine Bureau of Consumer Credit Protection. You can check a name yourself on NMLS Consumer Access.
Mortgage loan officers in Maine: what buyers ask
What first-time buyer programs does Maine offer?
In Maine, MaineHousing sells low fixed-rate mortgages through approved lenders: the First Home Loan was 5.950% (zero points) on October 1, 2026, its Advantage option adds $5,000 toward closing and the First Generation option adds $10,000.
What does an FHA loan require?
FHA loans need 3.5% down with a 580 credit score. Upfront mortgage insurance is 1.75% and the annual premium is 0.55% at 96.5% LTV.
Check a mortgage loan officer yourself
- License required · Maine Bureau of Consumer Credit Protection
- Titles you will see: Mortgage loan originator
- Check a name yourself: NMLS Consumer Access (we could not open this search page ourselves)
The 5 sectors of Portland
District 1 · District 2 · District 3 · District 4 · District 5