Yes: in Louisiana, mortgage loan officers need a state license issued by the Office of Financial Institutions (OFI), through NMLS. You can check a name yourself on NMLS Consumer Access.
Mortgage loan officers in Louisiana: what buyers ask
What first-time buyer programs does Louisiana offer?
In Louisiana, the Louisiana Housing Corporation (LHC) runs four HomeStart programs, two of which give 4% assistance forgiven after 60 months.
What does an FHA loan require?
FHA loans need 3.5% down with a 580 credit score. Upfront mortgage insurance is 1.75% and the annual premium is 0.55% at 96.5% LTV.
Check a mortgage loan officer yourself
- License required · Office of Financial Institutions (OFI), through NMLS
- Titles you will see: Mortgage loan originator
- Check a name yourself: NMLS Consumer Access (we could not open this search page ourselves)
The 10 sectors of New Orleans
ZIP 70119 · ZIP 70118 · ZIP 70122 · ZIP 70115 · ZIP 70126 · ZIP 70117 · ZIP 70131 · ZIP 70127 · ZIP 70128 · ZIP 70114