In Kentucky, mortgage loan officers must register with the state (Department of Financial Institutions (DFI)); it is a registration, not a full license. You can check a name yourself on DFI Search for a Licensee.
Mortgage loan officers in Kentucky: what buyers ask
What first-time buyer programs does Kentucky offer?
In Kentucky, Kentucky Housing Corporation (KHC) offers a down payment loan of up to $12,500, repaid over 15 years, with its mortgages.
What does an FHA loan require?
FHA loans need 3.5% down with a 580 credit score. Upfront mortgage insurance is 1.75% and the annual premium is 0.55% at 96.5% LTV.
Check a mortgage loan officer yourself
- Registration required · Department of Financial Institutions (DFI)
- Titles you will see: Mortgage loan originator
- Check a name yourself: DFI Search for a Licensee
The 10 sectors of Louisville
Okolona · Pleasure Ridge Park · Fern Creek · Bon Air / Hikes Point / Buechel · Valley Station · Mcneely Lake / Mt Washington Rd · Parkwood / Waverly · Auburndale / New Cut · Fairdale · Buechel Bank Rd / Norfolk