Illinois

How to verify a real estate license in Illinois (5 trades)

Check a broker, loan originator, home inspector, appraiser or surveyor in Illinois: IDFPR's license lookup covers 4 trades, NMLS covers loan originators.

In short

Illinois licenses real estate brokers, home inspectors, appraisers and land surveyors through the Illinois Department of Financial and Professional Regulation (IDFPR), whose online License Lookup has a separate type for each. Mortgage loan originators are licensed by IDFPR too, but also must hold an NMLS unique identifier (205 ILCS 635/7-1A), so look them up on NMLS Consumer Access. Appraisers also appear in the federal ASC registry.

The five trades at a glance

TradeWho licensesWhat Illinois law requiresWhere to check
Real estate broker or managing brokerIDFPRLicense and a registered sponsor to act as a managing broker, broker or residential leasing agent (225 ILCS 454/5-15)IDFPR License Lookup, type “REAL ESTATE”
Mortgage loan originatorIDFPR (Division of Banking)License under the Residential Mortgage License Act, plus an NMLS unique identifier (205 ILCS 635/7-1A)NMLS Consumer Access; IDFPR for discipline
Home inspectorIDFPRLicense to act or advertise as a home inspector (225 ILCS 441/5-5)IDFPR License Lookup, type “HOME INSPECTOR”
AppraiserIDFPRLicense as certified general, certified residential or associate trainee appraiser (225 ILCS 458/5-5)IDFPR License Lookup, type “APPRAISAL”; ASC Appraiser Registry
Land surveyorIDFPRLicense as a professional land surveyor or surveyor intern (225 ILCS 330/16)IDFPR License Lookup, type “LAND SURVEYOR BOARD”

Real estate agents and brokers

Illinois has three license levels for people who help others buy, sell or lease: managing broker, broker and residential leasing agent. It is unlawful to act as one, or to advertise as one, without a license “and a valid sponsorship registered with the Department” (225 ILCS 454/5-15). Brokers must complete 75 hours of approved real estate courses and pass the state exam (225 ILCS 454/5-27).

To check: open IDFPR’s License Lookup, choose “REAL ESTATE,” and search by name or license number. The form defaults to “Active licenses only,” so change the status if you want to see an expired or inactive license. The Department can fine licensees up to $25,000 and suspend or revoke licenses (225 ILCS 454/20-20). IDFPR also posts enforcement actions on its site.

Mortgage loan originators (NMLS)

An individual may not act as a mortgage loan originator without a license from the IDFPR Director, unless exempt, and each licensee must keep a valid unique identifier from the Nationwide Multistate Licensing System and Registry (NMLS) (205 ILCS 635/7-1A). Exemptions include someone negotiating a loan for an immediate family member or on a home that was his or her own residence, and an attorney who negotiates a loan as a minor part of representing a client. Ask the originator for the NMLS ID printed on the Loan Estimate or in the email signature, then search it on NMLS Consumer Access (nmlsconsumeraccess.org). We could not open that site from our research tools today, so confirm the screens and search fields yourself.

For how federal forms work after you apply, see closing costs explained.

Home inspectors

It is a crime to act as, or advertise as, a home inspector in Illinois without a license: a Class A misdemeanor for a first offense and a Class 4 felony after that (225 ILCS 441/5-5). Code officials acting for a government and people licensed under another Illinois law who work within that license are exempt. Search IDFPR’s License Lookup under “HOME INSPECTOR.” The statute text we read says the Act is scheduled to be repealed on January 1, 2027, so check the General Assembly site for any extension. See home inspection cost.

Appraisers (state board and national registry)

Illinois bars anyone from acting as, or advertising as, a state certified general appraiser, certified residential appraiser or associate real estate trainee appraiser without a license (225 ILCS 458/5-5). Search IDFPR under “APPRAISAL.” You can also search the Appraisal Subcommittee’s national Appraiser Registry, which lists appraisers authorized by a state to perform appraisals in federally related transactions; the registry says to contact the state agency to update credentials. This Act also carries a January 1, 2027 repeal date in the text we read. See home appraisal cost.

Land surveyors

A person who practices, offers to practice or holds out as a professional land surveyor or surveyor intern without being licensed or exempt faces a civil penalty of up to $10,000 per offense (225 ILCS 330/16). A licensed surveyor must seal documents with a seal that shows the name, place of business, license number and the words “Professional Land Surveyor, State of Illinois” (225 ILCS 330/15). Check the license number from the seal in IDFPR’s lookup under “LAND SURVEYOR BOARD.” See land survey cost.

What to do if a license is expired or suspended

  1. Do not sign a contract or pay a fee until the license shows as active.
  2. Search again with the exact license number, and change the lookup’s status filter to see expired or inactive records.
  3. Check IDFPR’s published enforcement actions for the person or company.
  4. If someone is practicing without a license, file a complaint with IDFPR (its Check a License and File a Complaint pages explain how).
  5. For closing day questions, see real estate attorney.

Frequently asked questions

Is there one place to check all five trades?

No. IDFPR’s lookup covers real estate, home inspectors, appraisers and land surveyors. Loan originators are best checked on NMLS Consumer Access, and appraisers also appear in the federal registry.

Does a license mean the person is a good choice?

No. A license shows legal authority to practice; it does not rate quality. Ask for references and check discipline records.

What does “sponsored” mean for a broker?

Illinois requires a valid sponsorship registered with the Department in addition to the license (225 ILCS 454/5-15). It ties the broker to a sponsoring company.

Can I look up a license by number?

Yes. The lookup form has fields for license number, name, business name and location.

Does IDFPR’s lookup address change?

IDFPR describes a new online licensing system called CORE. If the link above no longer works, start from the Check a License page on idfpr.illinois.gov.

More Illinois guides

Sources

Illinois · All states · Federal guides