Yes: in Idaho, mortgage loan officers need a state license issued by the Idaho Department of Finance, Consumer Finance Bureau. You can check a name yourself on NMLS Consumer Access.
Mortgage loan officers in Idaho: what buyers ask
What first-time buyer programs does Idaho offer?
In Idaho, the Idaho Housing and Finance Association (Idaho Housing) offers down payment and closing cost help of up to 8% of the sales price, for buyers who put in as little as $500 of their own money and earn $170,000 or less.
What does an FHA loan require?
FHA loans need 3.5% down with a 580 credit score. Upfront mortgage insurance is 1.75% and the annual premium is 0.55% at 96.5% LTV.
Check a mortgage loan officer yourself
- License required · Idaho Department of Finance, Consumer Finance Bureau
- Titles you will see: Mortgage loan originator
- Check a name yourself: NMLS Consumer Access (we could not open this search page ourselves)
The 10 sectors of Boise
Southeast Boise · Southwest Ada County Alliance · West Valley · Centennial · South Cole · Vista · North End · West Bench · Collister · East End