In short
The median value of owner-occupied homes is $446,400 in Idaho and $498,500 in the city of Boise, against $360,600 nationwide (Census ACS 2024). On the FHFA index, Idaho prices up 3.6% and Boise City metro prices up 4.0% from Q2 2025 to Q2 2026.
What it costs: median value in 2024
| Area | Median value, 2024 | Margin of error (90%) |
|---|---|---|
| United States | $360,600 | ±$618 |
| Idaho | $446,400 | ±$5,301 |
| Boise City metro area | $484,000 | ±$5,958 |
| Ada County | $541,300 | ±$12,945 |
| City of Boise | $498,500 | ±$17,793 |
Source: Census ACS 2024, table B25077; owners’ own estimates, not sale prices.
Three points stand out:
- The Idaho median is $85,800 above the national median.
- The city of Boise sits $52,100 above the Idaho median and $14,500 above the Boise City metro median. Ada County, which includes Boise and its suburbs, is higher still, at $42,800 above the city.
- The city figure carries a margin of error of ±$17,793, so Boise’s true median is very likely between about $480,700 and $516,300.
How prices have moved: the FHFA index
| Area | 1-year change (Q2 2025 to Q2 2026) | 5-year change (Q2 2021 to Q2 2026) |
|---|---|---|
| United States | +2.1% | +33.4% |
| Idaho | +3.6% | +24.6% |
| Boise City, ID metro area | +4.0% | +15.0% |
Source: FHFA HPI, purchase-only, Q2 2026 (release of August 25, 2026); changes by Payotte.
Idaho prices rose faster than the nation’s over the past year (3.6% against 2.1%), but slower over five years (24.6% against 33.4%). In the Boise City metro area, five-year growth was only 15.0%: the index peaked in the second quarter of 2022, fell about 10% to its low in the first quarter of 2023, and the second-quarter 2026 value is only 0.5% above that 2022 peak.
A worked example
A Boise-area home worth $400,000 in Q2 2021 would be about $460,000 in Q2 2026 on the Boise City index index (+15.0%); over the last year alone it would gain about $17,600 (+4.0%). One home can differ widely.
How to use these figures when buying
Related: Idaho closing costs guide, buying a home in Boise and Idaho first-time buyer programs.
Method and dataset
ACS median value. ACS 1-Year 2024, table B25077. Geographies: United States (0100000US), Idaho (0400000US16), Boise City, ID metro area (310M700US14260), Ada County (0500000US16001), Boise City city (1600000US1608830). Read through the data.census.gov API on October 13, 2026. The definition of value comes from the ACS 2024 Subject Definitions.
FHFA index. FHFA HPI (purchase-only, seasonally adjusted), state series (Idaho), metro series (Boise City, ID, CBSA 14260) and U.S. series. Index values used: Idaho 632.64 (Q2 2025), 525.95 (Q2 2021) and 655.51 (Q2 2026); Boise City 701.56, 634.22 and 729.45; United States 426.58, 326.58 and 435.69.
Frequently asked questions
What is the median home value in Idaho?
Idaho’s 2024 ACS median home value is $446,400 (±$5,301), against $360,600 for the nation: owners’ own estimates, not sale prices.
What is the median home value in Boise?
For the city of Boise, the 2024 ACS median value is $498,500 (±$17,793). Ada County is at $541,300 and the Boise City metro area at $484,000.
Are Idaho home prices going up or down?
FHFA’s purchase-only index shows Idaho prices rose 3.6% over the year to Q2 2026, and the Boise City metro area rose 4.0%. Over five years, they rose 24.6% and 15.0%.
How Idaho compares with the other States
Idaho ranks 13th of 50 for median home value ($446,400), 24% above the national $360,600.
The States closest in median value are New York ($449,800) and Nevada ($455,500). The range runs from $170,800 in West Virginia to $875,900 in Hawaii; Idaho is $106,900 above the middle of that ranking (Wyoming).
On the FHFA index, Idaho prices rose 3.6% over the year to the second quarter of 2026, which places the State 16th of 50, 1.5 points ahead of the national +2.1%. Over five years the gain is +24.6% (44th of 50; nation +33.4%).
Level and direction point the same way: Idaho is among the dearest States and among those where prices rose fastest this year.
Over five years, Idaho's +24.6% annualises to +4.5% a year (nation +5.9%). That is close to the latest one-year pace (+3.6%), so the recent year matches the trend.
Boise, the main city, has a median of $498,500, 13th of the 49 main cities Payotte covers. That is 12% above the Idaho median, a premium that ranks 24th of 49.
The one-year FHFA change runs from -1.2% in New Mexico to +8.3% in Alaska. Idaho (+3.6%) is 4.7 points below the top and 4.8 above the bottom; Massachusetts (+3.6%) and New York (+3.5%) are the nearest to it.
For scale, 20% of the Idaho median is $89,280, against $72,120 at the national median.
Compare with the other states: Median home price by state.
More Idaho guides
- Closing costs in Idaho: what buyers and sellers pay
- Real estate transfer tax in Idaho: what you pay instead
- Idaho property tax: how it works and what the homestead saves
- Seller disclosure requirements in Idaho
- Do you need a real estate attorney to close in Idaho?
- How does foreclosure work in Idaho, and how long does it take?
- First-time home buyer programs in Idaho and Boise
- How to verify a real estate license in Idaho (5 professions)
- Community property and buying a home in Idaho
Sources
- Census Bureau, ACS 1-Year 2024, table B25077 (consulted October 13, 2026)
- Census Bureau, 2025 ACS release schedule (consulted October 13, 2026)
- American Community Survey 2024 Subject Definitions (U.S. Census Bureau) (consulted October 13, 2026)
- FHFA news release, August 25, 2026 (consulted October 13, 2026)
- FHFA HPI datasets (quarterly, purchase-only) (consulted October 13, 2026)