Yes: in Hawaii, mortgage loan officers need a state license issued by the Hawaii Division of Financial Institutions (DCCA). You can check a name yourself on NMLS Consumer Access.
Mortgage loan officers in Hawaii: what buyers ask
What first-time buyer programs does Hawaii offer?
Hawaii's main first-time buyer program is the Hale Kamaʻāina Mortgage Program of the Hawaiʻi Housing Finance and Development Corporation (HHFDC), a 30-year fixed-rate loan through a participating lender.
What does an FHA loan require?
FHA loans need 3.5% down with a 580 credit score. Upfront mortgage insurance is 1.75% and the annual premium is 0.55% at 96.5% LTV.
Check a mortgage loan officer yourself
- License required · Hawaii Division of Financial Institutions (DCCA)
- Titles you will see: Mortgage loan originator
- Check a name yourself: NMLS Consumer Access (we could not open this search page ourselves)
The 8 sectors of Honolulu
Central Oʻahu · East Honolulu · ʻEwa · Koʻolau Loa · Koʻolau Poko · North Shore · Primary Urban Center · Waiʻanae