“Crefinance, mortgage credit broker in Waterloo, title stated on the firm's website, checkable with the FSMA — 85/100.” Listing recorded on 16 Oct 2026.
In short: In 2026, Payotte selects the firm Crefinance as mortgage credit broker in Waterloo, with 85/100 (selected · title stated). Title stated on the firm's website, checkable with the FSMA.
Independent selection, with no commission or advertising — company aged 27 years at the CBE, Google rating of 5/5 from 173 reviews (recorded on 16 Oct 2026). Payotte score: 85/100. The ranking is never paid for.
Recorded on 16 October 2026
| Criterion | Progress | Points |
|---|---|---|
| Google reviews (rating and volume) | 32 / 35 | |
| Age of the company | 30 / 30 | |
| Checkable professional title | 15 / 15 | |
| Local presence | 8 / 15 | |
| Bonus | 0 / 5 | |
| Total | 85 / 100 |
Crefinance
Legal form: Limited partnership (SComm)
Company number: 0465.137.368 (Crossroads Bank for Enterprises)
Establishment: Chau. de Bruxelles 483, 1410 Waterloo Directions ↗
Company start: 31 December 1998 (27 years, CBE)
Firm's phone: 02 898 19 99
Website: crefinance.be
Financial Services and Markets Authority (FSMA)
Title stated on the firm's website, checkable with the FSMA.
The title is checked with the FSMA. A recommendation cannot be bought.
Why this firm: Establishment in Waterloo (Chau. de Bruxelles 483, 1410 Waterloo), company active since 31 December 1998 according to the CBE (27 years), title stated on its website, checkable with the FSMA, Google rating of 5/5 from 173 reviews. On the public grid, Crefinance scores 85/100: the firm Payotte selects as mortgage credit broker in Waterloo.
Google reviews: 5 out of 5, 173 reviews. Rating and number recorded on 16 Oct 2026. Payotte does not check these reviews.
Why 85/100, and not 100?
The points below are not deducted: they are not yet awarded, for lack of a public source to check them. Payotte neither estimates nor invents any data.
- Local presence in Waterloo incomplete. The establishment in Waterloo is counted (8 points). Missing: pages of the firm's website about Waterloo, the number of deals closed in Waterloo in the last twelve months, the firm's working languages or speciality. A figure such as the number of deals closed in a municipality only exists at the firm.
- No verifiable distinction found (award, press mention, publication, association). Absence of evidence is not evidence of absence.
Frequently asked questions
Which firm does Payotte select as mortgage credit broker in Waterloo?
Payotte selects Crefinance as mortgage credit broker in Waterloo, with a score of 85/100 (selected · title stated).
Is there an FSMA number to ask for?
The FSMA writes that no registration number is given to credit intermediaries: ask for the enterprise number and look it up in the register.
Must a broker really be registered?
Yes, if they act professionally, as an independent and for a fee. The obligation also applies to companies.
How does Payotte choose this firm?
Payotte selects a single firm per profession and per municipality, scored out of 100 points from public data. The public grid has five criteria: Google reviews (35 points), age of the company (30), checkable professional title (15), local presence (15) and bonus (5). Companies only, never individuals.
Can a firm pay to be ranked?
No. The ranking is never paid for. No firm can buy its place or its recommendation. Payotte is free, with no advertising and no commission.
How can I check this firm's title?
The title is stated on the firm's website; Payotte does not read the register on your behalf. Check it with the official body: Financial Services and Markets Authority (FSMA). The company number 0465.137.368 can be checked in the Crossroads Bank for Enterprises.
What does the score of 85/100 mean?
It is an editorial assessment by Payotte, not an official label. A score of at least 70/100 corresponds to a selected listing.
Do you run this firm? Correct or complete your listing.
The score is public, criterion by criterion. Up to 12 points are not yet awarded, for lack of a public source. We need, from the firm:
- up to 7 pts — the local presence in Waterloo: pages of the firm's website about Waterloo, the number of deals closed in Waterloo in the last twelve months, the firm's working languages or speciality
- up to 5 pts — a verifiable distinction of the firm: award, press mention, publication, professional association
Correct or complete the listing or write to us directly
Why this listing?
This listing describes a company, not a person. It is built from public sources: the Crossroads Bank for Enterprises, the firm's website, the recorded Google rating, on 16 October 2026.
The score /100 is an editorial assessment by Payotte, not an official label. It follows a public method, applied the same way to all. The ranking is never paid for. No firm can buy its place or its recommendation.
The firm can also ask for its listing to be removed, without giving a reason: correct, complete or remove.
Sources and verification
Payotte only publishes verifiable data. The title is checked with the official body; no data is invented or bought.
- Crossroads Bank for Enterprises (CBE), company number 0465.137.368 ↗
- Where to check the title — Financial Services and Markets Authority (FSMA) ↗
- Firm's website (crefinance.be), recorded on 16 October 2026 ↗
- Google profile of the establishment: rating and number of reviews recorded on 16 October 2026