In short
Stamp duty is not computed for West Bengal: its rate pages cannot be read from outside India. Across the RBI's 18 cities, house prices rose +3.6% over a year (Q1:2026-27 (April-June 2026)). A bank lends at most 80% of a ₹50 lakh home (RBI); the average rate on new housing loans was 7.68% in September 2026.
Calculate for West Bengal
Buying: no stamp duty is computed for West Bengal; the home loan calculator works everywhere.
West Bengal in context
Where Payotte reads the rates, the duty on a ₹50 lakh home runs from ₹2,50,000 in Uttarakhand (5% of the price) to ₹5,00,000 in Puducherry (10%): seven states and union territories out of 36, which leaves West Bengal off that scale.
On the simplified outline Payotte draws, West Bengal spans about 410 km east to west and 630 km north to south. Of its covered cities, the two most distant, Bidhannagar and Kolkata, are 5 km apart as the crow flies. The nearest of the seven states and union territories whose duty Payotte reads is Odisha, about 580 km from the centre of West Bengal, at 5% of the market value: a point of comparison, not West Bengal's rate.
Payotte covers two cities in this state: Bidhannagar and Kolkata. Only Kolkata has a RESIDEX figure, +6.9%: almost level with the +7% of the 50-city composite (-0.1 points).
| State | Stamp duty on ₹50 lakh | Distance from the centre of West Bengal |
|---|---|---|
| Puducherry | ₹5,00,000 | 1,725 km |
| Kerala | ₹4,00,000 | 1,975 km |
| Rajasthan | ₹3,00,000 | 1,420 km |
| Chandigarh | ₹2,50,000 | 1,295 km |
| Maharashtra | ₹2,50,000 | 1,300 km |
| Odisha | ₹2,50,000 | 580 km |
| Uttarakhand | ₹2,50,000 | 1,055 km |
Where to check in West Bengal
The official sites to use before buying in West Bengal: the portal that registers the sale deed and the land records. Each link goes to a government site.
- Deed registration and stamp duty: Directorate of Registration and Stamp Revenue, West Bengal (did not open from outside India).
- Land records: Land and Land Reform & Refugee Relief and Rehabilitation Department, West Bengal (did not open from outside India).
Sites listed by the Integrated Government Online Directory of the National Informatics Centre and the list of State and UT registration websites of the National Generic Document Registration System, read between 18 October 2026 and 2 November 2026; 2 sites did not open from outside India that day, the address is the one the official list gives. Search a registration number, a deed or a land record yourself on these sites: Payotte copies nothing from the registers.
The questions, answered
How much stamp duty in West Bengal?
Payotte shows no figure: the rate pages of West Bengal could not be read from outside India. Ask the sub-registrar office.
What EMI on a ₹50 lakh home in West Bengal?
On the largest loan an Indian bank may grant (80% of the price, RBI), ₹40 lakh over 20 years at the 7.68% average rate costs ₹32,665 a month.
How much tax when you sell a home in West Bengal?
The Income-tax Act applies across India: a gain on a home held more than 24 months is taxed at 12.5% without indexation, ₹2,50,000 on a ₹20 lakh gain, before surcharge and cess
More on the tax when you sell: capital gains tax on property. On the loan: eligibility and EMI.
The figures
The RBI and the NHB publish price indices, not prices in rupees. National figures: RBI House Price Index +3.6% over a year (Q1:2026-27 (April-June 2026)); average rate on new housing loans 7.68% (September 2026).
Cities of West Bengal on Payotte
Sources
- Prices and loans: NHB RESIDEX (source acknowledged); RBI House Price Index; RBI lending rates; RBI Credit Facilities Directions 2025, paragraph 111.