Kolkata lands mid-table in the NHB RESIDEX group, at 5 of 9. Its +6.9% reading for April-June 2026 sits just under the +7% composite. Faridabad +24.4% tops the group, and Kalyan-Dombivli -1.7% is last. The index reflects the valuations that banks and housing finance companies record.
In West Bengal, registrations belong to the state directorate for registration. Land records fall under the Land and Land Reform & Refugee Relief and Rehabilitation Department. Kolkata Municipal Corporation is the city authority. Payotte also lists Bidhannagar for West Bengal. The RBI House Price Index also lists Kolkata, with a city figure available solely through the RBI DBIE database.
West Bengal's PMAY-Urban sanctions totalled 6,27,885 houses on 28 September 2026. Completed houses number 5,46,001, which is 87%. Occupied ones total 5,44,097, and 47,959 are in construction.
Stamp duty for West Bengal is not calculated by Payotte, as its rate tables were unreadable. Banks priced fresh housing loans at 7.61% on average in August 2026. No further local detail is given here, because only sourced figures are used on these pages. The source for the index is the National Housing Bank press release for April-June 2026, and the state progress figures come from the national housing ministry. Both are public documents that the reader can open from the links on the page.
In short
Stamp duty is not computed for West Bengal: its rate pages cannot be read from outside India. Prices in Kolkata changed by +6.9% over a year (NHB RESIDEX, April-June 2026). A bank lends at most 80% of a ₹50 lakh home (RBI); the average rate on new housing loans was 7.61% in August 2026.
Calculate for Kolkata
Buying: no stamp duty is computed for West Bengal; the home loan calculator works everywhere.
Kolkata against the rest of India
The NHB publishes a RESIDEX change for only nine of the 44 cities on Payotte. Kolkata is 5th of the nine cities, at +6.9%: almost level with the +7% of the 50-city composite (-0.1 points). The range runs from +24.4% in Faridabad to -1.7% in Kalyan-Dombivli.
Where Payotte reads the rates, the duty on a ₹50 lakh home runs from ₹2,50,000 in Uttarakhand (5% of the price) to ₹5,00,000 in Puducherry (10%): seven states and union territories out of 36, which leaves West Bengal off that scale.
Kolkata lies at 22.6°N, 88.4°E. Bidhannagar, 5 km to the east, is practically next door, then Ranchi (325 km, west) and Bhubaneswar (365 km, south-west), as the crow flies. The farthest is Thiruvananthapuram, 1,985 km away. The closest city with a RESIDEX figure after itself is Hyderabad (+5.2%), 1,185 km away.
West Bengal has one other city on Payotte: Bidhannagar. Bidhannagar has no RESIDEX figure.
| City | Distance | Direction | Prices over a year (RESIDEX) |
|---|---|---|---|
| Bidhannagar | 5 km | east | no figure |
| Ranchi | 325 km | west | no figure |
| Bhubaneswar | 365 km | south-west | no figure |
| Patna | 470 km | north-west | no figure |
| Guwahati | 530 km | north-east | no figure |
| Raipur | 710 km | west | no figure |
| Visakhapatnam | 765 km | south-west | no figure |
| Lucknow | 890 km | north-west | no figure |
| Kanpur | 920 km | north-west | no figure |
| Nagpur | 970 km | west | no figure |
| Vijayawada | 1,050 km | south-west | no figure |
| Bhopal | 1,125 km | west | no figure |
Where to check in West Bengal
The official sites to use before buying in Kolkata, West Bengal: the portal that registers the sale deed, the land records and the municipal body that levies property tax. Each link goes to a government site.
- Deed registration and stamp duty: Directorate of Registration and Stamp Revenue, West Bengal (did not open from outside India).
- Land records: Land and Land Reform & Refugee Relief and Rehabilitation Department, West Bengal (did not open from outside India).
- Municipal body of Kolkata: Kolkata Municipal Corporation, West Bengal.
Sites listed by the Integrated Government Online Directory of the National Informatics Centre and the list of State and UT registration websites of the National Generic Document Registration System, read between 18 October 2026 and 2 November 2026; 2 sites did not open from outside India that day, the address is the one the official list gives. Search a registration number, a deed or a land record yourself on these sites: Payotte copies nothing from the registers.
The questions, answered
How much stamp duty in Kolkata?
Payotte shows no figure: the rate pages of West Bengal could not be read from outside India. Ask the sub-registrar office.
What EMI on a ₹50 lakh home in Kolkata?
On the largest loan an Indian bank may grant (80% of the price, RBI), ₹40 lakh over 20 years at the 7.61% average rate costs ₹32,493 a month.
How much tax when you sell a home in Kolkata?
The Income-tax Act applies across India: a gain on a home held more than 24 months is taxed at 12.5% without indexation, ₹2,50,000 on a ₹20 lakh gain, before surcharge and cess
Are house prices rising in Kolkata?
The NHB RESIDEX index for Kolkata, based on bank and housing finance company valuations, changed by +6.9% over a year in April-June 2026, against +7% for the 50-city composite (National Housing Bank).
More on the tax when you sell: capital gains tax on property. On the loan: eligibility and EMI.
The figures
| Measure | Value | Source |
|---|---|---|
| House prices, change over a year (April-June 2026) | +6.9% | NHB RESIDEX |
The RBI and the NHB publish price indices, not prices in rupees. National figures: RBI House Price Index +3.6% over a year (Q1:2026-27 (April-June 2026)); average rate on new housing loans 7.61% (August 2026).
Elsewhere in West Bengal
Sources
- Housing scheme: States/UTs wise Progress under PMAY-U & PMAY-U 2.0 (Ministry of Housing and Urban Affairs) (as of 28 September 2026).
- Prices and loans: NHB RESIDEX (source acknowledged); RBI House Price Index; RBI lending rates; RBI Credit Facilities Directions 2025, paragraph 111.