Uttarakhand sets stamp duty at 5 per cent and registration at 2 per cent, but registration is capped at ₹50,000. On ₹50 lakh the duty is ₹2,50,000 and the registration charge reaches that cap, giving ₹3,00,000 in all. At ₹1 crore, the bill reaches ₹5,50,000. Because the cap is already built in, the total is not a minimum. Where the buyer is a woman, the duty falls to 3.75 per cent on property up to ₹25 lakh.
Charges are measured on the circle rate. The current table was issued by the Stamp and Registration Department, Uttarakhand, and has applied from 22 March 2025.
Under PMAY-Urban, the state reports 68,901 houses sanctioned, dated 28 September 2026. Houses completed come to 56,877, or 83%. Occupied houses number 45,581, and 6,867 are still under construction.
Registrations can be followed on eregistrationukgov.in, and land records are kept on BHULEKH, the Land Records Computerization system. This page names no state RERA authority, because none appears in the data behind it, so the project-registration step is not covered here. Check the state's own notices for it before relying on any project. Dehradun is the only city covered in the state, and its page adds the Nagar Nigam property-tax link.
In short
On a ₹50 lakh home in Uttarakhand, stamp duty and registration come to ₹3,00,000, charged on the higher of the price and the circle rate. Across the RBI's 18 cities, house prices rose +3.6% over a year (Q1:2026-27 (April-June 2026)). A bank lends at most 80% of a ₹50 lakh home (RBI); the average rate on new housing loans was 7.61% in August 2026.
Calculate for Uttarakhand
Uttarakhand in context
Uttarakhand charges stamp duty of 5% of the circle rate. On a ₹50 lakh home that is ₹2,50,000, joint 4th of the seven whose rates Payotte reads, level with Chandigarh, Maharashtra and Odisha. A woman buyer pays 3.75% up to ₹25 lakh.
The registration fee adds 2%, capped at ₹50,000. With the 20% down payment the RBI requires (₹10 lakh), the charges of Uttarakhand bring the money needed on registration day to ₹13,00,000, or 26% of the price.
On the simplified outline Payotte draws, Uttarakhand spans about 335 km east to west and 305 km north to south.
Payotte covers one city in this state: Dehradun. It has no RESIDEX figure, so the price movement here can only be read from the RBI's index of 18 cities (+3.6%).
| State | Stamp duty on ₹50 lakh | Against Uttarakhand | Distance from the centre of Uttarakhand |
|---|---|---|---|
| Puducherry | ₹5,00,000 | +₹2,50,000 | 2,135 km |
| Kerala | ₹4,00,000 | +₹1,50,000 | 2,200 km |
| Rajasthan | ₹3,00,000 | +₹50,000 | 655 km |
| Chandigarh | ₹2,50,000 | +₹0 | 250 km |
| Maharashtra | ₹2,50,000 | +₹0 | 1,280 km |
| Odisha | ₹2,50,000 | +₹0 | 1,215 km |
Where to check in Uttarakhand
The official sites to use before buying in Uttarakhand: the portal that registers the sale deed and the land records. Each link goes to a government site.
- Deed registration and stamp duty: eregistrationukgov.in (did not open from outside India).
- Land records: BHULEKH - Land Records Computerization, Uttrakhand (did not open from outside India).
Sites listed by the Integrated Government Online Directory of the National Informatics Centre and the list of State and UT registration websites of the National Generic Document Registration System, read between 18 October 2026 and 2 November 2026; 2 sites did not open from outside India that day, the address is the one the official list gives. Search a registration number, a deed or a land record yourself on these sites: Payotte copies nothing from the registers.
The questions, answered
How much stamp duty and registration on a ₹50 lakh home in Uttarakhand?
On a ₹50 lakh home in Uttarakhand, the charges are stamp duty (5%) ₹2,50,000, registration fee (2%, at most ₹50,000) ₹50,000: ₹3,00,000 in all, and ₹5,50,000 on ₹1 crore, above the circle rate, at the rates read on 14 October 2026.
Do women pay less stamp duty in Uttarakhand?
Yes: 3.75% instead of 5% up to ₹25 lakh. On ₹50 lakh, stamp duty is ₹2,50,000 instead of ₹2,50,000 (Uttarakhand, Stamp and Registration Department, Uttarakhand: stamp duty and registration fees (March 2025)).
What EMI on a ₹50 lakh home in Uttarakhand?
On the largest loan an Indian bank may grant (80% of the price, RBI), ₹40 lakh over 20 years at the 7.61% average rate costs ₹32,493 a month.
How much tax when you sell a home in Uttarakhand?
The Income-tax Act applies across India: a gain on a home held more than 24 months is taxed at 12.5% without indexation, ₹2,50,000 on a ₹20 lakh gain, before surcharge and cess
More on the tax when you sell: capital gains tax on property. On the loan: eligibility and EMI.
The figures
| Measure | Value | Source |
|---|---|---|
| Stamp duty (5%) on ₹50 lakh | ₹2,50,000 | Stamp and Registration Department, Uttarakhand |
| Registration fee (2%, at most ₹50,000) on ₹50 lakh | ₹50,000 | Stamp and Registration Department, Uttarakhand |
The RBI and the NHB publish price indices, not prices in rupees. National figures: RBI House Price Index +3.6% over a year (Q1:2026-27 (April-June 2026)); average rate on new housing loans 7.61% (August 2026).
Cities of Uttarakhand on Payotte
Sources
- Duty: Stamp and Registration Department, Uttarakhand: stamp duty and registration fees (March 2025) (rates in force since 22 March 2025); the calculator.
- Housing scheme: States/UTs wise Progress under PMAY-U & PMAY-U 2.0 (Ministry of Housing and Urban Affairs) (as of 28 September 2026).
- Prices and loans: NHB RESIDEX (source acknowledged); RBI House Price Index; RBI lending rates; RBI Credit Facilities Directions 2025, paragraph 111.