State

Buying a home in Chhattisgarh: stamp duty and costs

Duty not computed here · RBI loan rate · RBI and NHB price indices.

In short

Stamp duty is not computed for Chhattisgarh: its rate pages cannot be read from outside India. Across the RBI's 18 cities, house prices rose +3.6% over a year (Q1:2026-27 (April-June 2026)). A bank lends at most 80% of a ₹50 lakh home (RBI); the average rate on new housing loans was 7.68% in September 2026.

Calculate for Chhattisgarh

Buying: no stamp duty is computed for Chhattisgarh; the home loan calculator works everywhere.

If you sell

Capital gain and the tax on it

Same rule in every state: the Income-tax Act applies across India.

Capital gain₹20,00,000
Type of gainLong-term (held over 24 months)
Rate12.5%
Tax on the gain₹2,50,000

Long-term gain taxed at 12.5% without indexation (Income-tax Act 2025, section 197(1), sale on or after 1 April 2026), before surcharge and cess. Home bought before 23 July 2024 by a resident individual or HUF: 20% with indexed cost at most (section 197(3)).

Gain = sale price − purchase price, before deductible costs. Brokerage, reinvestment exemptions and TDS are not included.

Chhattisgarh in context

Where Payotte reads the rates, the duty on a ₹50 lakh home runs from ₹2,50,000 in Uttarakhand (5% of the price) to ₹5,00,000 in Puducherry (10%): seven states and union territories out of 36, which leaves Chhattisgarh off that scale.

On the simplified outline Payotte draws, Chhattisgarh spans about 430 km east to west and 705 km north to south. The nearest of the seven states and union territories whose duty Payotte reads is Odisha, about 235 km from the centre of Chhattisgarh, at 5% of the market value: a point of comparison, not Chhattisgarh's rate.

Payotte covers one city in this state: Raipur. It has no RESIDEX figure, so the price movement here can only be read from the RBI's index of 18 cities (+3.6%).

The seven states and union territories whose duty Payotte reads, set against Chhattisgarh
StateStamp duty on ₹50 lakhDistance from the centre of Chhattisgarh
Puducherry₹5,00,0001,150 km
Kerala₹4,00,0001,330 km
Rajasthan₹3,00,0001,065 km
Chandigarh₹2,50,0001,220 km
Maharashtra₹2,50,000625 km
Odisha₹2,50,000235 km
Uttarakhand₹2,50,0001,060 km

Where to check in Chhattisgarh

The official sites to use before buying in Chhattisgarh: the portal that registers the sale deed. Each link goes to a government site.

  • Deed registration and stamp duty: ngdrs.cg.gov.in (did not open from outside India).

Sites listed by the list of State and UT registration websites of the National Generic Document Registration System, read on 2 November 2026; one site did not open from outside India that day, the address is the one the official list gives. Search a registration number, a deed or a land record yourself on these sites: Payotte copies nothing from the registers.

The questions, answered

How much stamp duty in Chhattisgarh?

Payotte shows no figure: the rate pages of Chhattisgarh could not be read from outside India. Ask the sub-registrar office.

What EMI on a ₹50 lakh home in Chhattisgarh?

On the largest loan an Indian bank may grant (80% of the price, RBI), ₹40 lakh over 20 years at the 7.68% average rate costs ₹32,665 a month.

How much tax when you sell a home in Chhattisgarh?

The Income-tax Act applies across India: a gain on a home held more than 24 months is taxed at 12.5% without indexation, ₹2,50,000 on a ₹20 lakh gain, before surcharge and cess

More on the tax when you sell: capital gains tax on property. On the loan: eligibility and EMI.

The figures

The RBI and the NHB publish price indices, not prices in rupees. National figures: RBI House Price Index +3.6% over a year (Q1:2026-27 (April-June 2026)); average rate on new housing loans 7.68% (September 2026).

Cities of Chhattisgarh on Payotte

Sources