In short
Stamp duty is not computed for Bihar: its rate pages cannot be read from outside India. Across the RBI's 18 cities, house prices rose +3.6% over a year (Q1:2026-27 (April-June 2026)). A bank lends at most 80% of a ₹50 lakh home (RBI); the average rate on new housing loans was 7.68% in September 2026.
Calculate for Patna
Buying: no stamp duty is computed for Bihar; the home loan calculator works everywhere.
Patna against the rest of India
Neither the NHB press release nor the list of the RBI's 18 cities carries Patna, so Payotte has no price movement to report for it, and gives none rather than borrowing another city's.
Where Payotte reads the rates, the duty on a ₹50 lakh home runs from ₹2,50,000 in Uttarakhand (5% of the price) to ₹5,00,000 in Puducherry (10%): seven states and union territories out of 36, which leaves Bihar off that scale.
Patna lies at 25.6°N, 85.1°E. The nearest of the other 43 cities is Ranchi, 250 km to the south, then Lucknow (440 km, west) and Kolkata (470 km, south-east), as the crow flies. No other city on Payotte lies within 150 km. The farthest is Thiruvananthapuram, 2,090 km away. The closest city with a RESIDEX figure is Kolkata, 470 km away, at +6.9%: a neighbour's number, not Patna's own.
Patna is the only city of Bihar on Payotte.
| City | Distance | Direction | Prices over a year (RESIDEX) |
|---|---|---|---|
| Ranchi | 250 km | south | no figure |
| Lucknow | 440 km | west | no figure |
| Kolkata | 470 km | south-east | +6.9% |
| Bidhannagar | 470 km | south-east | no figure |
| Kanpur | 490 km | west | no figure |
| Bhubaneswar | 595 km | south | no figure |
| Raipur | 600 km | south-west | no figure |
| Guwahati | 665 km | east | no figure |
| Nagpur | 790 km | south-west | no figure |
| Bhopal | 825 km | west | no figure |
| Meerut | 825 km | north-west | no figure |
| Ghaziabad | 835 km | north-west | no figure |
Where to check in Bihar
The official sites to use before buying in Patna, Bihar: the portal that registers the sale deed, the land records and the municipal body that levies property tax. Each link goes to a government site.
- Deed registration and stamp duty: Registration, Excise & Prohibition Department, Bihar (did not open from outside India).
- Land records: Bhu AbhiLekh Portal, Bihar (did not open from outside India).
- Municipal body of Patna: Patna Municipal Corporation (did not open from outside India).
Sites listed by the Integrated Government Online Directory of the National Informatics Centre and the list of State and UT registration websites of the National Generic Document Registration System, read between 18 October 2026 and 2 November 2026; 3 sites did not open from outside India that day, the address is the one the official list gives. Search a registration number, a deed or a land record yourself on these sites: Payotte copies nothing from the registers.
The questions, answered
How much stamp duty in Patna?
Payotte shows no figure: the rate pages of Bihar could not be read from outside India. Ask the sub-registrar office.
What EMI on a ₹50 lakh home in Patna?
On the largest loan an Indian bank may grant (80% of the price, RBI), ₹40 lakh over 20 years at the 7.68% average rate costs ₹32,665 a month.
How much tax when you sell a home in Patna?
The Income-tax Act applies across India: a gain on a home held more than 24 months is taxed at 12.5% without indexation, ₹2,50,000 on a ₹20 lakh gain, before surcharge and cess
More on the tax when you sell: capital gains tax on property. On the loan: eligibility and EMI.
The figures
The RBI and the NHB publish price indices, not prices in rupees. National figures: RBI House Price Index +3.6% over a year (Q1:2026-27 (April-June 2026)); average rate on new housing loans 7.68% (September 2026).
Elsewhere in Bihar
Sources
- Prices and loans: NHB RESIDEX (source acknowledged); RBI House Price Index; RBI lending rates; RBI Credit Facilities Directions 2025, paragraph 111.