Bengaluru comes second in the NHB RESIDEX group, listed as 2 of 9 cities. Only Faridabad +24.4% stands higher, while Kalyan-Dombivli -1.7% stands lowest. The index rests on valuations that banks and housing finance companies carry out when they assess a home loan. The period is April-June 2026.
Karnataka Real Estate Regulatory Authority is the RERA body for the state. Deeds are registered through igr.karnataka.gov.in. The local government is Bruhat Bengaluru Mahanagara Palike. Bengaluru also appears in the RBI House Price Index, with the city figure available only in the RBI DBIE database.
Karnataka's tally under PMAY-Urban reached 5,07,965 sanctioned houses by 28 September 2026. Of those, 4,06,893 are completed, a share of 80%. Occupancy is recorded for 3,61,290, with 81,962 in progress.
No Karnataka stamp duty figure appears here: Payotte found no official rate table it could read. A reader who needs that cost should consult the registration department directly. The page also leaves out any advice on timing or on which areas to choose, since the sources do not support it. New housing loans carried an average rate of 7.61% in August 2026, a figure that applies to the country, not only to Bengaluru. The page says nothing about future valuations.
In short
Stamp duty is not computed for Karnataka: its rate pages cannot be read from outside India. Prices in Bengaluru changed by +21.5% over a year (NHB RESIDEX, April-June 2026). A bank lends at most 80% of a ₹50 lakh home (RBI); the average rate on new housing loans was 7.61% in August 2026.
Calculate for Bengaluru
Buying: no stamp duty is computed for Karnataka; the home loan calculator works everywhere.
Bengaluru against the rest of India
The NHB publishes a RESIDEX change for only nine of the 44 cities on Payotte. Bengaluru is 2nd of the nine cities, at +21.5%: 14.5 points ahead of the 50-city composite (+7%). The range runs from +24.4% in Faridabad to -1.7% in Kalyan-Dombivli.
Where Payotte reads the rates, the duty on a ₹50 lakh home runs from ₹2,50,000 in Uttarakhand (5% of the price) to ₹5,00,000 in Puducherry (10%): seven states and union territories out of 36, which leaves Karnataka off that scale.
Bengaluru lies at 13.0°N, 77.6°E. The nearest of the other 43 cities is Coimbatore, 230 km to the south, then Chennai (290 km, east) and Kochi (365 km, south-west), as the crow flies. No other city on Payotte lies within 150 km. The farthest is Guwahati, 2,085 km away. The closest city with a RESIDEX figure after itself is Chennai (+10.8%), 290 km away.
Bengaluru is the only city of Karnataka on Payotte.
| City | Distance | Direction | Prices over a year (RESIDEX) |
|---|---|---|---|
| Coimbatore | 230 km | south | no figure |
| Chennai | 290 km | east | +10.8% |
| Kochi | 365 km | south-west | no figure |
| Hyderabad | 500 km | north | +5.2% |
| Thiruvananthapuram | 505 km | south | no figure |
| Vijayawada | 510 km | north-east | no figure |
| Pune | 735 km | north-west | +3.7% |
| Pimpri-Chinchwad | 745 km | north-west | no figure |
| Visakhapatnam | 795 km | north-east | no figure |
| Panvel | 825 km | north-west | no figure |
| Navi Mumbai | 835 km | north-west | no figure |
| Kalyan-Dombivli | 845 km | north-west | -1.7% |
Where to check in Karnataka
The official sites to use before buying in Bengaluru, Karnataka: the register of projects and agents, the portal that registers the sale deed and the municipal body that levies property tax. Each link goes to a government site.
- Real estate regulator (RERA): Karnataka Real Estate Regulatory Authority (did not open from outside India).
- Deed registration and stamp duty: igr.karnataka.gov.in (did not open from outside India).
- Municipal body of Bengaluru: Bruhat Bengaluru Mahanagara Palike, Bengaluru (did not open from outside India).
Sites listed by the Integrated Government Online Directory of the National Informatics Centre and the list of State and UT registration websites of the National Generic Document Registration System, read between 18 October 2026 and 2 November 2026; 3 sites did not open from outside India that day, the address is the one the official list gives. Search a registration number, a deed or a land record yourself on these sites: Payotte copies nothing from the registers.
The questions, answered
How much stamp duty in Bengaluru?
Payotte shows no figure: the rate pages of Karnataka could not be read from outside India. Ask the sub-registrar office.
What EMI on a ₹50 lakh home in Bengaluru?
On the largest loan an Indian bank may grant (80% of the price, RBI), ₹40 lakh over 20 years at the 7.61% average rate costs ₹32,493 a month.
How much tax when you sell a home in Bengaluru?
The Income-tax Act applies across India: a gain on a home held more than 24 months is taxed at 12.5% without indexation, ₹2,50,000 on a ₹20 lakh gain, before surcharge and cess
Are house prices rising in Bengaluru?
The NHB RESIDEX index for Bengaluru, based on bank and housing finance company valuations, changed by +21.5% over a year in April-June 2026, against +7% for the 50-city composite (National Housing Bank).
More on the tax when you sell: capital gains tax on property. On the loan: eligibility and EMI.
The figures
| Measure | Value | Source |
|---|---|---|
| House prices, change over a year (April-June 2026) | +21.5% | NHB RESIDEX |
The RBI and the NHB publish price indices, not prices in rupees. National figures: RBI House Price Index +3.6% over a year (Q1:2026-27 (April-June 2026)); average rate on new housing loans 7.61% (August 2026).
Elsewhere in Karnataka
Sources
- Housing scheme: States/UTs wise Progress under PMAY-U & PMAY-U 2.0 (Ministry of Housing and Urban Affairs) (as of 28 September 2026).
- Prices and loans: NHB RESIDEX (source acknowledged); RBI House Price Index; RBI lending rates; RBI Credit Facilities Directions 2025, paragraph 111.