Ahmedabad is placed 4 of 9 cities with a RESIDEX figure by the National Housing Bank. Faridabad +24.4% has the highest reading in that set, and Kalyan-Dombivli -1.7% the lowest. RESIDEX is built from valuations made for lenders, namely banks and housing finance companies, so it records appraised values rather than prices actually paid. The Ahmedabad reading covers April-June 2026.
Gujarat is the state, and the Gujarat Real Estate Regulatory Authority handles RERA matters. Property registrations go through Automation of Administration of Registration, Valuation & Indexing (GARVI). Land records can be looked up in Any RoR - Land Record Details. At city level, the Amdavad (Ahmedabad) Municipal Corporation (AMC) offers Pay Property Tax on its website. Payotte also covers Rajkot, Surat and Vadodara in Gujarat.
Under PMAY-Urban, Gujarat shows 11,73,053 houses sanctioned and 10,17,230 completed, which is 87%. The count is dated 28 September 2026. Occupancy stands at 9,74,497 houses, with 35,915 still under construction. The RBI House Price Index also includes Ahmedabad, although the city figure sits only in the RBI DBIE database. New housing loans carried a mean rate of 7.61% in August 2026. These figures describe the lending market as a whole and are not specific to Gujarat. Nothing here predicts where Ahmedabad valuations will go next.
In short
Stamp duty is not computed for Gujarat: its rate pages cannot be read from outside India. Prices in Ahmedabad changed by +7.9% over a year (NHB RESIDEX, April-June 2026). A bank lends at most 80% of a ₹50 lakh home (RBI); the average rate on new housing loans was 7.61% in August 2026.
Calculate for Ahmedabad
Buying: no stamp duty is computed for Gujarat; the home loan calculator works everywhere.
Ahmedabad against the rest of India
The NHB publishes a RESIDEX change for only nine of the 44 cities on Payotte. Ahmedabad is 4th of the nine cities, at +7.9%: almost level with the +7% of the 50-city composite (+0.9 points). The range runs from +24.4% in Faridabad to -1.7% in Kalyan-Dombivli.
Where Payotte reads the rates, the duty on a ₹50 lakh home runs from ₹2,50,000 in Uttarakhand (5% of the price) to ₹5,00,000 in Puducherry (10%): seven states and union territories out of 36, which leaves Gujarat off that scale.
Ahmedabad lies at 23.0°N, 72.6°E. The nearest of the other 43 cities is Vadodara, 105 km to the south-east, then Rajkot (200 km, south-west) and Surat (205 km, south), as the crow flies. The farthest is Guwahati, 1,965 km away. The closest city with a RESIDEX figure after itself is Kalyan-Dombivli (-1.7%), 425 km away.
Gujarat has three other cities on Payotte: Rajkot, Surat and Vadodara. None of them has a RESIDEX figure.
| City | Distance | Direction | Prices over a year (RESIDEX) |
|---|---|---|---|
| Vadodara | 105 km | south-east | no figure |
| Rajkot | 200 km | south-west | no figure |
| Surat | 205 km | south | no figure |
| Indore | 335 km | east | no figure |
| Nashik | 360 km | south | no figure |
| Vasai-Virar | 400 km | south | no figure |
| Mira-Bhayandar | 415 km | south | no figure |
| Kalyan-Dombivli | 425 km | south | -1.7% |
| Thane | 430 km | south | no figure |
| Mumbai | 440 km | south | +6.2% |
| Navi Mumbai | 445 km | south | no figure |
| Panvel | 450 km | south | no figure |
Where to check in Gujarat
The official sites to use before buying in Ahmedabad, Gujarat: the register of projects and agents, the portal that registers the sale deed, the land records and the municipal body that levies property tax. Each link goes to a government site.
- Real estate regulator (RERA): Gujarat Real Estate Regulatory Authority, Gujarat (did not open from outside India).
- Deed registration and stamp duty: Automation of Administration of Registration, Valuation & Indexing (GARVI), Gujarat (did not open from outside India).
- Land records: Any RoR - Land Record Details, Gujarat.
- Municipal body of Ahmedabad: Amdavad (Ahmedabad) Municipal Corporation (AMC), Gujarat; its property tax page.
Sites listed by the Integrated Government Online Directory of the National Informatics Centre and the list of State and UT registration websites of the National Generic Document Registration System, read between 18 October 2026 and 2 November 2026; 2 sites did not open from outside India that day, the address is the one the official list gives. Search a registration number, a deed or a land record yourself on these sites: Payotte copies nothing from the registers.
The questions, answered
How much stamp duty in Ahmedabad?
Payotte shows no figure: the rate pages of Gujarat could not be read from outside India. Ask the sub-registrar office.
What EMI on a ₹50 lakh home in Ahmedabad?
On the largest loan an Indian bank may grant (80% of the price, RBI), ₹40 lakh over 20 years at the 7.61% average rate costs ₹32,493 a month.
How much tax when you sell a home in Ahmedabad?
The Income-tax Act applies across India: a gain on a home held more than 24 months is taxed at 12.5% without indexation, ₹2,50,000 on a ₹20 lakh gain, before surcharge and cess
Are house prices rising in Ahmedabad?
The NHB RESIDEX index for Ahmedabad, based on bank and housing finance company valuations, changed by +7.9% over a year in April-June 2026, against +7% for the 50-city composite (National Housing Bank).
More on the tax when you sell: capital gains tax on property. On the loan: eligibility and EMI.
The figures
| Measure | Value | Source |
|---|---|---|
| House prices, change over a year (April-June 2026) | +7.9% | NHB RESIDEX |
The RBI and the NHB publish price indices, not prices in rupees. National figures: RBI House Price Index +3.6% over a year (Q1:2026-27 (April-June 2026)); average rate on new housing loans 7.61% (August 2026).
Elsewhere in Gujarat
Sources
- Housing scheme: States/UTs wise Progress under PMAY-U & PMAY-U 2.0 (Ministry of Housing and Urban Affairs) (as of 28 September 2026).
- Prices and loans: NHB RESIDEX (source acknowledged); RBI House Price Index; RBI lending rates; RBI Credit Facilities Directions 2025, paragraph 111.