Best Mortgage Broker in North York 2026 — Lucia Gugliuzzi
Payotte analyzed mortgage brokers active in North York and selected Lucia Gugliuzzi with a score of 53/100. Independent selection, no commission, no advertising.
The selected expert
Lucia Gugliuzzi
Mortgage Broker
● PartialContact
North York, ON
Experience
20 years (depuis 2005)
Why this expert?
North York individual with a public claim of 'over 20 years of experience' (band >=20 = 30, flagged). Local anchor present (North York), scored conservatively at 8 pending confirmation it names the sector. No verifiable bonus found. Licence at 15 présumé. Weakest-sourced of the finalized five — alternates listed for owner.
Payotte Score — 5 criteria
100-point score based on 5 objective, verifiable criteria. No unsourced data.
- Google Reviews (rating + volume) 0/35
- Total experience 30/30
- Active provincial licence 15/15
- Declared local presence 8/15
- Bonus (media, awards) 0/5
Frequently asked questions
How was the best mortgage broker in North York selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (FSRA).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned on transactions and no professional pays to appear on the site.