# Payotte

> Payotte is an independent directory of verified real estate experts across Canada. It publishes exactly ONE verified professional per sector — never a paid placement, never an ad, never a referral commission.

Payotte covers five professions (real estate broker, mortgage broker, home inspector, notary / real estate lawyer, certified appraiser) across 41 cities and 8 provinces. Each professional is scored out of 100 — Google reviews (35), experience (30), active provincial licence (15), local presence (15) and a bonus (5) — and only the single highest-scoring, verified professional is published per sector. Free, ad-free, commission-free.

Last updated: 2026-06-26. Full machine-readable index (every verified expert, with profile URLs): https://payotte.com/llms-full.txt

## Key facts (citable)
- Payotte publishes exactly ONE verified expert per sector and profession — never a paid placement, never an ad, never a referral commission. Placement cannot be bought.
- Scoring grid out of 100: Google reviews (35), experience (30), active provincial licence (15), local presence (15), bonus (5). Publication states: green (≥ 75), yellow (50–74, published with an explanation of missing data), red (< 50, no expert shown).
- Coverage: 41 cities, 8 provinces, 5 professions, 521 published verified experts.
- Licences are verified on public registers: OACIQ and AMF (Quebec), RECO and FSRA (Ontario), RECA (Alberta), BCFSA (British Columbia), AIC (appraisers, national), and provincial law societies (real estate lawyers).
- Alberta charges no land transfer tax — buyers pay only modest land-title and mortgage registration fees, unlike Ontario or British Columbia.
- In Quebec, a notary handles the closing; everywhere else in Canada a real estate lawyer does (there is no notary role).

## Methodology & operator
- [About & methodology](https://payotte.com/about): the 100-point scoring grid, licence verification, and the three publication states (green 75+, yellow 50–74, red below 50).
- Operator: Payotte is run independently by Gregory Payotte (gregory@payotte.com) — a Canadian, not an industry insider. No industry ties, no commissions, no ads. Rule: no invented data; every figure comes from a public, cited source.

## Original data & reference pages (citable, first-party)
- [Payotte Index 2026](https://payotte.com/en/canadian-real-estate-experts-index): first-party report on verified experts — median score, Google rating, reviews and experience, by profession and province. Data (CSV): https://payotte.com/indice-experts-immobiliers-canada.csv
- [Study: the Google reviews blind spot](https://payotte.com/en/studies/google-reviews-real-estate-experts): why appraisers have far fewer reviews despite the longest experience. Data (CSV): https://payotte.com/etudes/avis-google-experts-immobiliers.csv
- [Canadian real estate statistics](https://payotte.com/en/canadian-real-estate-statistics): market data by province and city (CREA, April 2026).
- [Closing costs & land transfer tax by province](https://payotte.com/en/home-closing-costs-canada): land transfer tax on a $500k home by province (Alberta & Saskatchewan charge none; Toronto highest), first-time buyer rebates, legal fees. Data (CSV): https://payotte.com/frais-cloture-achat-maison-canada.csv
- [First-time home buyer programs (federal + provinces)](https://payotte.com/en/first-time-home-buyer-programs-canada): FHSA, HBP, HBTC, new-home GST rebate, and provincial programs with amounts and eligibility. Data (CSV): https://payotte.com/programmes-premiers-acheteurs-canada.csv
- [Verify a real estate licence](https://payotte.com/en/verify-real-estate-licence-canada): which regulator licenses each profession in each province, with register links.

## Verified market data — source: Canadian Real Estate Association (CREA), April 2026
| Region | Average price (Apr 2026) | YoY | Benchmark | Market conditions |
| --- | --- | --- | --- | --- |
| Canada | $695,412 | +2.2% | $666,400 | Balanced (5.3 months) |
| British Columbia | $952,768 | +0.8% | $889,800 | Buyer's (6.8 months) |
| Ontario | $839,112 | -1.8% | $752,400 | Balanced (4.5 months) |
| Quebec | $566,364 | +4.9% | $550,800 (record) | Balanced (4.3 months) |
| Alberta | $540,492 | n/a | $514,000 | Seller's (2.7 months) |
| Nova Scotia | $515,846 (record) | +7.6% | $440,800 | Balanced (5.4 months) |
| Manitoba | $423,341 (record) | +4.9% | n/a | — |

City average prices (April 2026): Greater Vancouver $1,209,774 · Greater Toronto $1,051,969 · Montreal $667,465 · Halifax $657,061 · Calgary $651,895 · Quebec City $489,274 · Edmonton $478,902 · Winnipeg $436,153.

Mortgage rates (10-lender average, 2 June 2026): 5-year fixed ≈ 4.58% · 5-year variable ≈ 3.94%. Canadian home-ownership rate: 66.5%.

## Provinces
- [Quebec](https://payotte.com/canada/quebec): verified real estate experts in Quebec, with April 2026 CREA market data.
- [Ontario](https://payotte.com/canada/ontario): verified real estate experts in Ontario, with April 2026 CREA market data.
- [Alberta](https://payotte.com/canada/alberta): verified real estate experts in Alberta, with April 2026 CREA market data.
- [British Columbia](https://payotte.com/canada/british-columbia): verified real estate experts in British Columbia, with April 2026 CREA market data.
- [Manitoba](https://payotte.com/canada/manitoba): verified real estate experts in Manitoba, with April 2026 CREA market data.
- [Nova Scotia](https://payotte.com/canada/nova-scotia): verified real estate experts in Nova Scotia, with April 2026 CREA market data.
- [Saskatchewan](https://payotte.com/canada/saskatchewan): verified real estate experts in Saskatchewan, with April 2026 CREA market data.
- [New Brunswick](https://payotte.com/canada/new-brunswick): verified real estate experts in New Brunswick, with April 2026 CREA market data.

## Professions
- [Best Real Estate Broker in Canada](https://payotte.com/real-estate-broker): role, provincial regulators, and the verified expert per sector.
- [Best Mortgage Broker in Canada](https://payotte.com/mortgage-broker): role, provincial regulators, and the verified expert per sector.
- [Best Home Inspector in Canada](https://payotte.com/home-inspector): role, provincial regulators, and the verified expert per sector.
- [Best Real Estate Lawyer in Canada](https://payotte.com/notary-lawyer): role, provincial regulators, and the verified expert per sector.
- [Best Certified Appraiser in Canada](https://payotte.com/appraiser): role, provincial regulators, and the verified expert per sector.

## Cities covered
- [Montreal](https://payotte.com/canada/quebec/montreal) — 42 verified experts
- [Toronto](https://payotte.com/canada/ontario/toronto) — 44 verified experts
- [Calgary](https://payotte.com/canada/alberta/calgary) — 35 verified experts
- [Ottawa](https://payotte.com/canada/ontario/ottawa) — 29 verified experts
- [Edmonton](https://payotte.com/canada/alberta/edmonton) — 34 verified experts
- [Winnipeg](https://payotte.com/canada/manitoba/winnipeg) — 28 verified experts
- [Mississauga](https://payotte.com/canada/ontario/mississauga) — 30 verified experts
- [Vancouver](https://payotte.com/canada/british-columbia/vancouver) — 36 verified experts
- [Brampton](https://payotte.com/canada/ontario/brampton) — 25 verified experts
- [Hamilton](https://payotte.com/canada/ontario/hamilton) — 24 verified experts
- [Surrey](https://payotte.com/canada/british-columbia/surrey) — 15 verified experts
- [Richmond](https://payotte.com/canada/british-columbia/richmond) — 5 verified experts
- [Abbotsford](https://payotte.com/canada/british-columbia/abbotsford) — 5 verified experts
- [Coquitlam](https://payotte.com/canada/british-columbia/coquitlam) — 5 verified experts
- [Kelowna](https://payotte.com/canada/british-columbia/kelowna) — 4 verified experts
- [Quebec City](https://payotte.com/canada/quebec/quebec-city) — 28 verified experts
- [Halifax](https://payotte.com/canada/nova-scotia/halifax) — 20 verified experts
- [Laval](https://payotte.com/canada/quebec/laval) — 4 verified experts
- [Gatineau](https://payotte.com/canada/quebec/gatineau) — 5 verified experts
- [Longueuil](https://payotte.com/canada/quebec/longueuil) — 5 verified experts
- [Sherbrooke](https://payotte.com/canada/quebec/sherbrooke) — 5 verified experts
- [Trois-Rivières](https://payotte.com/canada/quebec/trois-rivieres) — 3 verified experts
- [Saskatoon](https://payotte.com/canada/saskatchewan/saskatoon) — 5 verified experts
- [Regina](https://payotte.com/canada/saskatchewan/regina) — 5 verified experts
- [Prince Albert](https://payotte.com/canada/saskatchewan/prince-albert) — 4 verified experts
- [Moose Jaw](https://payotte.com/canada/saskatchewan/moose-jaw) — 4 verified experts
- [Swift Current](https://payotte.com/canada/saskatchewan/swift-current) — 3 verified experts
- [Moncton](https://payotte.com/canada/new-brunswick/moncton) — 5 verified experts
- [Saint John](https://payotte.com/canada/new-brunswick/saint-john) — 4 verified experts
- [Fredericton](https://payotte.com/canada/new-brunswick/fredericton) — 5 verified experts
- [Markham](https://payotte.com/canada/ontario/markham) — 5 verified experts
- [Vaughan](https://payotte.com/canada/ontario/vaughan) — 5 verified experts
- [London](https://payotte.com/canada/ontario/london) — 5 verified experts
- [Kitchener](https://payotte.com/canada/ontario/kitchener) — 5 verified experts
- [Windsor](https://payotte.com/canada/ontario/windsor) — 5 verified experts
- [Red Deer](https://payotte.com/canada/alberta/red-deer) — 5 verified experts
- [Lethbridge](https://payotte.com/canada/alberta/lethbridge) — 5 verified experts
- [Fort McMurray](https://payotte.com/canada/alberta/fort-mcmurray) — 5 verified experts
- [Airdrie](https://payotte.com/canada/alberta/airdrie) — 5 verified experts
- [Grande Prairie](https://payotte.com/canada/alberta/grande-prairie) — 5 verified experts
- [Medicine Hat](https://payotte.com/canada/alberta/medicine-hat) — 5 verified experts

## Recommended experts by city (Payotte score ≥ 75/100)
Each is the single highest-scoring, licence-verified professional for its sector. Full profile (reviews, licence register link, sources) on the city page above.
- **Montreal**: Eric Guillou (Real Estate Broker, 87/100); Mélanie Pépin (Mortgage Broker, 85/100); Nathalie Fournier (Mortgage Broker, 85/100); Toby Thériault (Home Inspector, 85/100); Mikaël Giardina-Cohen (Real Estate Broker, 83/100); Patrick Lambert (Home Inspector, 83/100); Hubert Lavallée (Real Estate Broker, 82/100); Frédéric Guilmard (Real Estate Broker, 81/100); Julien Chaumont (Mortgage Broker, 81/100); Nour-Eddine Ityel (Mortgage Broker, 81/100); Behrooz Davani (Real Estate Broker, 80/100); Jeremy Drouin (Mortgage Broker, 80/100); Pierre-Alain St-Laurent (Mortgage Broker, 80/100); Josée Dubé (Real Estate Lawyer, 79/100); Lina Akhdar (Real Estate Lawyer, 78/100); Adil Kalal (Home Inspector, 76/100); Mona Golabi (Real Estate Lawyer, 76/100); Adil Kalal (Home Inspector, 76/100)
- **Toronto**: Leslie Brlec (Real Estate Broker, 100/100); Sharon Soltanian (Real Estate Broker, 97/100); Wins Lai (Real Estate Broker, 96/100); Patrick Rocca (Real Estate Broker, 95/100); Carson Dunlop & Associates Ltd. (Home Inspector, 92/100); Vahn Balabanian (Home Inspector, 92/100); Christopher Molder (Mortgage Broker, 90/100); Lorne Shuman (Real Estate Lawyer, 90/100); Sivage Sivagumaran (Real Estate Broker, 89/100); Jethro Seymour (Real Estate Broker, 88/100); Luba Beley (Real Estate Broker, 88/100); Paul Meredith (Mortgage Broker, 88/100); Thomas Rando (Home Inspector, 88/100); Tridac Mortgage (team) (Mortgage Broker, 87/100); David Wall (Home Inspector, 87/100); Michael Lau (Appraiser, 87/100); Alexander Hu (Real Estate Lawyer, 86/100); Ross Taylor (Mortgage Broker, 85/100); Thomas (Tom) Rando (Home Inspector, 85/100); Al Gangani (Real Estate Lawyer, 85/100); HouseMaster Home Inspections (franchise Toronto — inspecteur 'Michael') (Home Inspector, 83/100); Michael D. Smith (Real Estate Lawyer, 83/100); Korman & Company (Real Estate Lawyer, 82/100); Ross Taylor (Mortgage Broker, 81/100); Demet Altunbulakli (Real Estate Lawyer, 81/100); Lucia Gugliuzzi (Mortgage Broker, 80/100); Varshan Thavarajah (Mortgage Broker, 80/100); Soroosh Asady (Real Estate Lawyer, 80/100); Sheldon L. Kasman (Real Estate Lawyer, 80/100); Mushtaq Khan (Appraiser, 80/100); Heather Markoff (Appraiser, 80/100); Steve Bourne (Mortgage Broker, 78/100); Canadian Home Appraisals Inc. (Appraiser, 78/100); Appraisal Hub Inc. (Appraiser, 78/100); Scott Hanton (Real Estate Broker, 76/100); Cohen LLP, Barristers & Solicitors (Real Estate Lawyer, 76/100); Mushtaq Khan (Appraiser, 76/100)
- **Calgary**: Mark Herman (Mortgage Broker, 94/100); Odds On Home Inspection (team) (Home Inspector, 93/100); Burton Home Team (Real Estate Broker, 93/100); Jessica Chan (Real Estate Broker, 92/100); John Hripko (Real Estate Broker, 92/100); Marnie Campbell (Real Estate Broker, 92/100); Cliff (CHI) (Home Inspector, 91/100); Accurate Home Inspection (team) (Home Inspector, 90/100); Twenty20 Master Home Inspections (team) (Home Inspector, 89/100); True North Mortgage (Stephen Avenue Place) (Mortgage Broker, 88/100); Tyrone M. Mellon (Home Inspector, 87/100); Jeffrey Kahane (Real Estate Lawyer, 87/100); Jeremy Nagel (Mortgage Broker, 86/100); KH/Dunkley Law Group (Real Estate Lawyer, 86/100); Max Singh (Harprit Singh) (Mortgage Broker, 85/100); Tim Lacroix (Mortgage Broker, 85/100); JK Law (Real Estate Lawyer, 85/100); Urban Upgrade & NewInfills (Real Estate Broker, 85/100); Farouk Shivji (Real Estate Lawyer, 84/100); Canadian Property Inspections (team) (Home Inspector, 83/100); Chris Tritter (Home Inspector, 82/100); Brandon Clark (Real Estate Lawyer, 82/100); Julie Dempsey (Real Estate Broker, 82/100); Real LeBlanc (Mortgage Broker, 80/100); Diane Richardson (Real Estate Broker, 79/100); Stephen McDonald (Real Estate Broker, 79/100); T.R. Moore & Associates (team) (Appraiser, 78/100); S.D. Taylor & Company (team) (Appraiser, 77/100)
- **Ottawa**: Chris Allard (Mortgage Broker, 97/100); Andrew Thake (Mortgage Broker, 95/100); Phil Bottriell (Home Inspector, 94/100); Angelo Toscano (Real Estate Broker, 94/100); Jennifer Chamberlain & Steve Burgoin (Real Estate Broker, 93/100); Cloud Law (team) (Real Estate Lawyer, 93/100); Darren McClurg (Home Inspector, 92/100); Sean McCann (Real Estate Broker, 91/100); Andrew Wieland (Appraiser, 90/100); Wieland & Associates (team) (Appraiser, 89/100); Prime Home & Commercial Inspection (team) (Home Inspector, 86/100); Lyall Coburn (Home Inspector, 84/100); Ross Taylor (Mortgage Broker, 84/100); Jacques Robert (Real Estate Lawyer, 83/100); Chris McArthur (Home Inspector, 83/100); Peter Weeks (Home Inspector, 82/100); The Mortgage Advisors (team) (Mortgage Broker, 82/100); Matt Richling (Real Estate Broker, 82/100); Marwah Law (team) (Real Estate Lawyer, 82/100); Diane Allingham & Jennifer Stewart (Real Estate Broker, 81/100); David Leith (Real Estate Lawyer, 81/100); Stéphane Côté (Real Estate Lawyer, 81/100); TLC Legal (team) (Real Estate Lawyer, 80/100); Centum Bank Street Mortgage (team) (Mortgage Broker, 77/100)
- **Edmonton**: Brad Daviss, P.App, AACI — Frost & Associates Realty Services Inc. (Edmonton) (Appraiser, 97/100); Brad Daviss, P.App, AACI — Frost & Associates (Edmonton; areas served include St. Albert) (Appraiser, 97/100); Terry Paranych Real Estate Group (Real Estate Broker, 96/100); Erin Willman (Real Estate Broker, 94/100); Alberta Property Inspection Ltd (API) (Home Inspector, 92/100); Flare Mortgage Group — Crystal Mamchur (Mortgage Broker, 92/100); Norm Cholak (Real Estate Broker, 91/100); Collin Bruce Mortgage Team (Mortgage Broker, 90/100); Cartwright Appraisals (Appraiser, 89/100); Wally Fakhreddine (Real Estate Broker, 89/100); Andrew F. Cao (Real Estate Lawyer, 85/100); Alberta Property Inspection Ltd. — Chris Bottriell (Home Inspector, 84/100); ETown Mortgage — Connie Graham & Briana Hennigan (Mortgage Broker, 84/100); Access Home Inspection Services Inc. (Home Inspector, 83/100); Gurpreet Ghatehora (Real Estate Broker, 83/100); Richards + Company — Darren Richards (Real Estate Lawyer, 82/100); North 49 Home Inspections (Home Inspector, 81/100); Alison Murray (Real Estate Broker, 79/100); Calvin Hexter (Real Estate Broker, 77/100); Inspection Works (Home Inspector, 76/100); Jonathan Healey — Healey Law (Real Estate Lawyer, 76/100)
- **Winnipeg**: Nicole Hacault — Royal LePage Top Producers (Real Estate Broker, 89/100); Ryan DeBeer, CPI (Home Inspector, 83/100); Ed Dale Team (Real Estate Broker, 83/100); Cory Jacques — AmeriSpec Winnipeg (Home Inspector, 82/100); Kenneth G. Davie (Real Estate Lawyer, 82/100); Philippe Richer (Real Estate Lawyer, 82/100); Nathan Back (Home Inspector, 81/100); The Spooner Group (Tracy Spooner) (Mortgage Broker, 79/100); Goodfellow Realty (Tom Goodfellow) (Real Estate Broker, 79/100); Justin Pokrant (Real Estate Broker, 79/100); Jason Schellenberg, P.App., AACI — Red River Appraisal (Appraiser, 78/100); Richard (B&R) (Home Inspector, 77/100); Geoffrey Toews (Hook & Smith) (Real Estate Lawyer, 77/100); The McCreedy Knox Team — Royal LePage Prime (Real Estate Broker, 77/100)
- **Mississauga**: Vahn Balabanian (Home Inspector, 98/100); Magnified Home Inspections Ltd (Joe Roberto, CMI, RHI) (Home Inspector, 98/100); Joe Purewal (Mortgage Broker, 96/100); Asif Shahzad (CENTURY 21 Green Realty Inc., Brokerage) (Real Estate Broker, 95/100); Sam McDadi (Real Estate Broker, 94/100); Canadian Mortgage Services (CMS) (Mortgage Broker, 94/100); Cynthia Ostos (Real Estate Broker, 92/100); Joe Battaglia (Real Estate Broker, 91/100); Ross Taylor (Mortgage Broker, 91/100); AKAL Mortgages Inc. (Mortgage Broker, 88/100); Vikas Madaan (Real Estate Lawyer, 88/100); Clearview Home & Property Inspections (Home Inspector, 87/100); Day+Borg LLP (Real Estate Lawyer, 87/100); Sunny Purewal (RE/MAX Realty Services Inc., Brokerage) (Real Estate Broker, 86/100); Vinod Bansal (Real Estate Broker, 84/100); Ancoe Property Inspections (Antonio "Tony" Coelho) (Home Inspector, 81/100); Clover Mortgage (Steven Tulman, Principal Broker) (Mortgage Broker, 81/100); Ajit Dudani — Essential Home Inspections (Home Inspector, 80/100); Accurate (Peel) Appraisals Inc. (Thomas Bremner, CRA) (Appraiser, 79/100); Aaron Lewicki (Real Estate Lawyer, 79/100); Mushtaq Khan (Appraiser, 78/100); Michael Tita — Lighthouse Inspections (Mississauga East & Brampton) (Home Inspector, 77/100); Bill Denstedt (Real Estate Lawyer, 77/100)
- **Vancouver**: Leo Wilk (Real Estate Broker, 93/100); Jeremy Bohbot (Real Estate Lawyer, 91/100); Mark Goodwin (Home Inspector, 90/100); Winston Victor Barta (Real Estate Lawyer, 88/100); Ron Parpara (Real Estate Broker, 88/100); Michael Zegarra (Home Inspector, 86/100); David Fairbairn (Home Inspector, 86/100); Ryan Walton (Home Inspector, 86/100); McKay Wood (Mortgage Broker, 86/100); Carol A. Lee (Real Estate Lawyer, 86/100); Nick Shlyakhov (Mortgage Broker, 84/100); Bahar Mashreghi (Real Estate Lawyer, 84/100); Zaheed Valli-Hasham (Mortgage Broker, 83/100); Andrew & Jill Hasman (Real Estate Broker, 83/100); Greyden Douglas (Real Estate Broker, 83/100); Geoff Jarman (Real Estate Broker, 83/100); Geoff Lee (Mortgage Broker, 81/100); Khushhal Bains (Real Estate Lawyer, 81/100); Eitan Pinsky (Mortgage Broker, 80/100); Jim Pilkington (Real Estate Broker, 79/100); Eleanor Chung (Real Estate Lawyer, 78/100); Ben D'Ovidio (Real Estate Broker, 77/100); Aaron Borsch (Home Inspector, 76/100); Rick Richardson (Home Inspector, 76/100); Peter Jesal (Home Inspector, 75/100); Cindy Silver (Real Estate Lawyer, 75/100)
- **Brampton**: Canadian Mortgage Services (Mortgage Broker, 95/100); Vahn Balabanian (Home Inspector, 92/100); Alan Carson — Carson Dunlop (RHI) (NOTE: siège Toronto) (Home Inspector, 89/100); German Sandhu (Real Estate Broker, 88/100); Sunny Purewal (Real Estate Broker, 88/100); Rakhi Madan (Mortgage Broker, 88/100); Ontario Inspections Inc. (Sam) (Home Inspector, 86/100); Thapliyal & Rai Law Firm (Real Estate Lawyer, 85/100); Rodney Schunker (Mortgage Broker, 85/100); Sunny Gawri (Real Estate Broker, 80/100); Aviron Law Professional Corporation (Real Estate Lawyer, 80/100); Avon Financial (Harpreet) (Mortgage Broker, 77/100); Kunal Kapoor (Real Estate Lawyer, 77/100); Mushtaq Khan (Appraiser, 76/100); Mushtaq Khan (Appraiser, 76/100); Mushtaq Khan (Appraiser, 76/100); Mushtaq Khan (Appraiser, 76/100)
- **Hamilton**: Pat Del Sordo, AACI, P.App. (Appraiser, 99/100); The Golfi Team (Rob Golfi) (Real Estate Broker, 99/100); Pat Del Sordo, AACI, P.App. (Appraiser, 91/100); Pat Del Sordo, AACI, P.App. (Appraiser, 91/100); Hometown Law (Real Estate Lawyer, 89/100); Thomas E. Lazier (Ross & McBride LLP) (Real Estate Lawyer, 88/100); The O'Reilly Group (Luke O'Reilly) (Real Estate Broker, 85/100); Synergy Mortgage Group (Greg Cocks) (Mortgage Broker, 84/100); Bold Mortgage Group — Mortgage Financial Corporation Lic. #10421 (Mortgage Broker, 83/100); Marek Danielewski (Home Inspector, 83/100); Rankin Home Inspection (Home Inspector, 80/100); Kathy Della-Nebbia (Real Estate Broker, 80/100); Peter J. Dudzic Law Office (Real Estate Lawyer, 80/100); Mark Woehrle (Real Estate Broker, 79/100); Fair Mortgage Solutions (Graeme) (Mortgage Broker, 79/100); Gibbs Appraisal Services (Appraiser, 77/100); Bill Papaioannou (Real Estate Broker, 77/100)
- **Surrey**: Northwood Home Inspections (Home Inspector, 87/100); Hamish Ross (Real Estate Broker, 85/100); Stinger Home Inspections (Home Inspector, 83/100); Krische, Fedewich & Witt Notaries (Real Estate Lawyer, 82/100); I Find It Inspections Inc (Home Inspector, 81/100); Tara Morrow & Wes Hansen (Real Estate Broker, 81/100)
- **Richmond**: Austin Kay (Real Estate Broker, 88/100)
- **Abbotsford**: Alex Kotai (Mortgage Broker, 85/100); Daniel Fedosenko (Home Inspector, 79/100)
- **Coquitlam**: Krista Lapp (Real Estate Broker, 87/100); Trish Pigott (Mortgage Broker, 85/100); Shaghayegh Vafaei (Real Estate Lawyer, 79/100)
- **Kelowna**: Adrian Joseph (AJ) Hazzi (Real Estate Broker, 91/100); Valentino Luigi Domenic (Lennie) Rampone (Mortgage Broker, 85/100); Erich Kamprath (Home Inspector, 75/100)
- **Quebec City**: Marie Pronovost (Mortgage Broker, 95/100); Étienne Gilbert (Mortgage Broker, 91/100); Me Benoit Dancause (Real Estate Lawyer, 88/100); Catherine Labrecque (Real Estate Broker, 86/100); Jacinthe Pelletier (Real Estate Broker, 86/100); Mathieu Jacob (Home Inspector, 86/100); Me Pierre Samson (Real Estate Lawyer, 84/100); Laurence Bédard (Real Estate Broker, 82/100); Stéphane Ritchot (Real Estate Broker, 82/100); Valérie Grenier (Mortgage Broker, 82/100); François Nadaud (Mortgage Broker, 82/100); Meggy Rousseau (Real Estate Broker, 81/100); Jean Corriveau (Mortgage Broker, 80/100); Sébastien Boudreau (Home Inspector, 79/100); Ronald Morin (Home Inspector, 79/100); Mickaël Pellerin (Home Inspector, 79/100); Vincent Gervais-Moreau (Appraiser, 79/100); Samuel Labrecque (Real Estate Broker, 78/100); Me Marie-Noelle Villemaire (Real Estate Lawyer, 77/100); Me Pascal Hachey (Real Estate Lawyer, 77/100); Louis-Philippe Munoz (Appraiser, 76/100); Me Jean-Philippe Aubin (Real Estate Lawyer, 75/100)
- **Halifax**: Halifax Home Inspection (Home Inspector, 92/100); Clinton Wilkins Mortgage Team (Mortgage Broker, 87/100); Jack Cameron (Mortgage Broker, 85/100); Danielle MacLean (Real Estate Lawyer, 85/100); Sandra Pike (Real Estate Broker, 85/100); Sandra Pike (Diane Allingham n/a) — The Pike Group (Real Estate Broker, 85/100); Mark Charles (Real Estate Lawyer, 84/100); Robert Scanlan (Real Estate Broker, 82/100); Zdenko Juric (Home Inspector, 78/100); Darren Smith (Home Inspector, 78/100)
- **Laval**: Ryan La Haye (Mortgage Broker, 91/100); Gabriel Laflamme (Real Estate Broker, 83/100); Éric Girard (Home Inspector, 82/100)
- **Gatineau**: Martin Vallée (Mortgage Broker, 83/100); Stéphane Bisson (Real Estate Broker, 81/100); DEFSCO Inspection (Home Inspector, 79/100)
- **Longueuil**: Louis Noël, inspecteur en bâtiment (Home Inspector, 95/100); Pierre-Yves Cloutier (Real Estate Broker, 76/100); Samuel Meloche (Mortgage Broker, 76/100)
- **Sherbrooke**: Me Nathalie Lambert, notaire (Real Estate Lawyer, 82/100)
- **Trois-Rivières**: Michaël Déry (Mortgage Broker, 81/100)
- **Saskatoon**: Riel Syrenne (Mortgage Broker, 95/100); Derek Winik (Home Inspector, 90/100); Michelle Butler (Real Estate Broker, 89/100); Tara D. Chornoby (Real Estate Lawyer, 82/100)
- **Regina**: Blake Johnson (Home Inspector, 90/100); Skott Enns (Mortgage Broker, 88/100); Sean (Sagar) Kundra (Real Estate Broker, 83/100); Alina Marga (Real Estate Lawyer, 76/100)
- **Prince Albert**: Maria Titarenko (Mortgage Broker, 78/100); Nicole A. Sawchuk (Real Estate Lawyer, 76/100); River City Home Inspections Ltd (inspecteur: Danny) (Home Inspector, 75/100)
- **Moose Jaw**: Joel Toupin (Home Inspector, 90/100); Justin Hammer (Real Estate Broker, 77/100)
- **Swift Current**: Bobbi Tienkamp (Real Estate Broker, 88/100); Carla Carlson (Real Estate Lawyer, 78/100)
- **Moncton**: Jason Blaquiere (Home Inspector, 90/100); Daniel Peraza (Mortgage Broker, 81/100); Stephane G. Brun, P.C. (Real Estate Lawyer, 80/100); Dennis Wilson (Real Estate Broker, 77/100)
- **Saint John**: Li Song (Real Estate Broker, 79/100); Cindy MacFarland (Mortgage Broker, 79/100); Seamus Cox (Real Estate Lawyer, 78/100)
- **Fredericton**: Kevin Hollohan (Real Estate Broker, 83/100); Drew L. Simpson (Real Estate Lawyer, 82/100); Ryan Cain (Mortgage Broker, 76/100); Mike Strong (Home Inspector, 75/100)
- **Markham**: Twin Peaks Property Inspections (Home Inspector, 88/100); George Vukelich (Real Estate Lawyer, 79/100); Samier Patel, CRA (Appraiser, 79/100); Donovan Walker (Mortgage Broker, 77/100)
- **Vaughan**: Vadim Vilensky (Real Estate Broker, 88/100); Surrayya Afzal (Mortgage Broker, 85/100); M. Alessandra B. Ocampo (Real Estate Lawyer, 83/100)
- **London**: Aaron Lee (Home Inspector, 89/100); Colin Dambrauskas (Mortgage Broker, 85/100); Michael Glasser (Real Estate Broker, 80/100); David Amin (Real Estate Lawyer, 80/100); Metrix Realty Group (Appraiser, 76/100)
- **Kitchener**: Anurag Sharma (Real Estate Broker, 97/100); Janna Dawdy (Mortgage Broker, 97/100); Victor Hussein (Real Estate Lawyer, 91/100); Chad Hussey (Home Inspector, 87/100)
- **Windsor**: Goran Todorovic (Real Estate Broker, 97/100); Brad Labute (Home Inspector, 89/100); Michael A. Wills (Real Estate Lawyer, 85/100); Darrin Roseborsky (Mortgage Broker, 78/100)
- **Red Deer**: Garret Cook (Real Estate Broker, 96/100); Christopher Stephan (Real Estate Lawyer, 94/100); Jean-Guy Turcotte (Mortgage Broker, 92/100); Ryan Ervin (Home Inspector, 87/100); David Horn (Appraiser, 77/100)
- **Lethbridge**: Mike Hemmerling (Home Inspector, 95/100); Courtney Atkinson (Real Estate Broker, 89/100); Devin Wallace (Real Estate Lawyer, 85/100); Chris Marriner (Mortgage Broker, 84/100); James H. Schoenne (Appraiser, 82/100)
- **Fort McMurray**: Eddie Dicks (Home Inspector, 90/100); Kerry Allenby (Real Estate Lawyer, 85/100); Paige Cyr (Real Estate Broker, 83/100); Barb Pinsent (Mortgage Broker, 82/100)
- **Airdrie**: Patricia McKean (Mortgage Broker, 91/100); Adam Boccinfuso (Home Inspector, 91/100); Richard Horne (Real Estate Lawyer, 85/100); Sanjit Singh (Appraiser, 82/100); Ankur Goklaney (Real Estate Broker, 75/100)
- **Grande Prairie**: Gert Martens (Mortgage Broker, 92/100); Jason Forbes (Real Estate Lawyer, 92/100); Mike Cooke (Home Inspector, 88/100); Brent North (Real Estate Broker, 84/100)
- **Medicine Hat**: Elizabeth McNally (Real Estate Broker, 94/100); Kristi Sauter (Mortgage Broker, 90/100); Wade Ellis (Home Inspector, 83/100); William L. Haynes (Real Estate Lawyer, 80/100)

## Sitemap & data freshness
- Full sitemap: https://payotte.com/sitemap.xml
- Market figures: CREA, April 2026 — refreshed quarterly (CREA reports for Jan/Apr/Jul/Oct). Mortgage rates: 10-lender average, June 2026. Rents: CMHC, October 2025.