Christine Milley is Payotte's verified mortgage broker for Charlottetown, as of July 26, 2026.
Independent selection, no commission or advertising — Insurance and Real Estate (PEI) — Real Estate Trading Act (aucun permis hypothécaire distinct au PEI) licence, declared, 11 years of experience (since 2015), 4.8/5 across 35 Google reviews. Payotte score: 70/100. Data verified on July 26, 2026 (Google reviews).
Verified July 26, 2026 · recently verified
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 22/35 | |
| Experience | 21/30 | |
| Licence | 12/15 | |
| Local presence | 14/15 | |
| Bonus | 1/5 |
Insurance and Real Estate (PEI) — Real Estate Trading Act (aucun permis hypothécaire distinct au PEI)
Why this reference : Christine Milley founded the PEI Mortgage Team (Premiere Mortgage Centre) and carries one of the strongest verified profiles on the Island: 4.8/5 from 35 Google reviews, over 18 years in the mortgage industry, and a brokering practice since 2015 after years inside a major bank — all stated on her own page. Based on Fitzroy Street in downtown Charlottetown.
Why 70/100, and not 100?
The points below are not taken away from Christine Milley: they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- No licence number published on this profile. The body is named, but without a number a reader cannot confirm the registration in the register themselves.
- Local presence in Charlottetown not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.
Is this profile about you?
Your score is public, criterion by criterion. Up to 4 points are out of reach — not because you don't deserve them, but because no public source lets us verify them. From you, we need:
- up to 3 pts — your licence number, so we can confirm it in the register
- up to 1 pt — your presence in Charlottetown: files closed there over the past twelve months, and the address of the office that serves it
We verify, we date it, we publish. It is free, and it buys no ranking — only an accurate profile.
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Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- Insurance and Real Estate (PEI) — Real Estate Trading Act (aucun permis hypothécaire distinct au PEI) licence — to confirm on the public register
- 4.8★ rating, 35 reviews — Google (public)
- Our methodology
Frequently asked questions
Who is the best mortgage broker in Charlottetown in 2026?
Christine Milley is Payotte's verified mortgage broker for Charlottetown, as of July 26, 2026. Independent selection, no commission or advertising — Insurance and Real Estate (PEI) — Real Estate Trading Act (aucun permis hypothécaire distinct au PEI) licence, declared, 11 years of experience (since 2015), 4.8/5 across 35 Google reviews. Payotte score: 70/100. Data verified on July 26, 2026 (Google reviews).
What is the Charlottetown real estate market like in 2026?
In June 2026, the MLS® Home Price Index composite/single-family benchmark price for Prince Edward Island was $383,300, up 1.4% year-over-year, and the average sale price was $410,105 (up 5.3%). REALTORS® recorded 216 sales in June (down 8.9% from June 2025 but 5.7% above the five-year average), 440 new listings and 1,283 active listings — 5.9 months of inventory, above the long-run average of 5.1. Note: PEIREA publishes island-wide statistics; no separate breakdown exists for the City of Charlottetown. (Source: Prince Edward Island Real Estate Association / CREA Statistics, June 2026. https://creastats.crea.ca/board/peia/)
How was the best mortgage broker in Charlottetown selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (Insurance and Real Estate (PEI) — Real Estate Trading Act (aucun permis hypothécaire distinct au PEI)).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.