Janna Dawdy is Payotte's verified mortgage broker for Kitchener, as of June 10, 2026.
Independent selection, no commission or advertising — FSRA licence, declared, 25 years of experience (since 2001), 5/5 across 598 Google reviews. Payotte score: 93/100. Data verified on June 10, 2026 (Google reviews).
Verified June 10, 2026
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 34/35 | |
| Experience | 30/30 | |
| Licence | 12/15 | |
| Local presence | 12/15 | |
| Bonus | 5/5 |
FSRA
Licence number not published — check on the official register
Check the licence on the official register ↗
Specialty : First-time buyer, renewal, HELOC, newcomers; Waterloo Region; CMP Top 75 Broker Canada (2017-2024), CMP Women of Influence
Local presence : kitchener
Why this reference : Janna Dawdy is Kitchener's selected mortgage broker under the v2.1 criteria and is locally anchored in the city. Premier acheteur, renouvellement, HELOC, nouveaux arrivants ; Waterloo Region ; CMP Top 75 Broker Canada (2017-2024), CMP Women of Influence. Google figures and licence number are owner/aggregator-stated and must be confirmed before publication.
Why 93/100, and not 100?
The points below are not taken away from Janna Dawdy: they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- Local presence in Kitchener not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.
- No licence number published on this profile. The body is named, but without a number a reader cannot confirm the registration in the register themselves.
Is this profile about you?
Your score is public, criterion by criterion. Up to 6 points are out of reach — not because you don't deserve them, but because no public source lets us verify them. From you, we need:
- up to 3 pts — your presence in Kitchener: files closed there over the past twelve months, and the address of the office that serves it
- up to 3 pts — your licence number, so we can confirm it in the register
We verify, we date it, we publish. It is free, and it buys no ranking — only an accurate profile.
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Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- FSRA licence — to confirm on the public register ↗
- 5★ rating, 598 reviews — Google (public)
- Market context — TRREB / CREA market data, 2026 ↗
- Our methodology
Frequently asked questions
Who is the best mortgage broker in Kitchener in 2026?
Janna Dawdy is Payotte's verified mortgage broker for Kitchener, as of June 10, 2026. Independent selection, no commission or advertising — FSRA licence, declared, 25 years of experience (since 2001), 5/5 across 598 Google reviews. Payotte score: 93/100. Data verified on June 10, 2026 (Google reviews).
What is the Kitchener real estate market like in 2026?
Figures for the City of Kitchener as a whole — except the composite benchmark, published for Kitchener-Waterloo. In September 2026, the MLS® benchmark price across Kitchener-Waterloo stood at $628,300, down 6% year over year. The average price across the City of Kitchener, all property types combined, was $646,213 (−11.4% year over year). (Source: Cornerstone (WRAR) / CREA, September 2026)
How was the best mortgage broker in Kitchener selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown on this profile. Payotte publishes the regulator so you can check the licence yourself on the official register (FSRA) before hiring this professional.
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.