Sandra Price is Payotte's verified mortgage broker for St. John's, as of July 17, 2026.
Independent selection, no commission or advertising — Service NL — Mortgage Brokerages and Brokers Act licence no. 25-08-SP313-1, verifiable on the regulator's public register, 5/5 across 128 Google reviews. Payotte score: 66/100. Data verified on July 17, 2026 (Google reviews).
Verified July 17, 2026 · recently verified
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 34/35 | |
| Experience | 0/30 | |
| Licence | 15/15 | |
| Local presence | 14/15 | |
| Bonus | 3/5 |
Service NL — Mortgage Brokerages and Brokers Act
N° 25-08-SP313-1
Why this reference : Payotte's verified mortgage broker for St. John's, selected on public data (5/5 across 128 Google reviews) with a genuine local presence. Payotte score: 66/100.
Why 66/100, and not 100?
The points below are not taken away from Sandra Price: they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- Start year unknown. No Canadian register publishes a licence issue date. We leave these points aside rather than estimate seniority.
- Local presence in St. John's not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.
Is this profile about you?
Your score is public, criterion by criterion. Up to 31 points are out of reach — not because you don't deserve them, but because no public source lets us verify them. From you, we need:
- up to 30 pts — the year you began practising — no Canadian register publishes it
- up to 1 pt — your presence in St. John's: files closed there over the past twelve months, and the address of the office that serves it
We verify, we date it, we publish. It is free, and it buys no ranking — only an accurate profile.
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Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- Service NL — Mortgage Brokerages and Brokers Act licence — to confirm on the public register
- 5★ rating, 128 reviews — Google (public)
- Our methodology
Frequently asked questions
Who is the best mortgage broker in St. John's in 2026?
Sandra Price is Payotte's verified mortgage broker for St. John's, as of July 17, 2026. Independent selection, no commission or advertising — Service NL — Mortgage Brokerages and Brokers Act licence no. 25-08-SP313-1, verifiable on the regulator's public register, 5/5 across 128 Google reviews. Payotte score: 66/100. Data verified on July 17, 2026 (Google reviews).
What is the St. John's real estate market like in 2026?
In June 2026, the MLS® Home Price Index composite benchmark price in St. John's was $423,600, up 10.9% year-over-year — one of the strongest gains in the country. The benchmark single-family home reached $443,500 (up 11.0%), townhouses $329,500 (up 15.3%) and apartments $271,400 (up 7.6%). Province-wide, active listings hit their lowest June level in more than two decades. (Source: Newfoundland and Labrador Association of REALTORS® / CREA Statistics, June 2026. https://stats.crea.ca/board/stjo)
How was the best mortgage broker in St. John's selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (Service NL — Mortgage Brokerages and Brokers Act).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.